306 Lincoln, Dowell, IL 62927 Property Records

Jackson County property record for 306 Lincoln, Dowell, IL 62927

Property Summary

Property Type	Single Family Home
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$14,000 (Jul 2020)
Tax Bill	$388 (2022)
Deeds & Mortgages	Mar 2021 Construction Loan Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-376-015`

Property Details

APN / Parcel Number

Primary APN	`05-05-376-015`
Alternative APN	`05-05-376-015-0040`

Exterior

Lot Area	20,473 sqft (0.469 acres)

Location & Zoning

Street Address	306 LINCOLN
City	DOWELL
State	IL
Zip	62927-0038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORG TOWN OF DOWELL LOTS 4 THRU 6 BLK 5 DR: TRC 4641 829/556 486/284 551/709 & 710 1038/559 2001/46413 TRC 3066 2004/22540 201
Legal Subdivision	DOWELLS 1ST ADD
Legal Block	5
Legal Lot Number	4-6
Jurisdiction	JACKSON IL
Township / Civil Division	ELK
Census Block Group	1
Census Block	1059
Census Tract	10200

Owner

306 Lincoln is owned and occupied by an individual who bought it in July 2020.

Source: Jackson County records, as of August 14, 2023

Owner of Record	Individual Name on File
Mailing Address	PO BOX 55, DOWELL, IL 62927-0055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Jun 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK OF ALTO PASS
Jul 20, 2020	Warranty Deed, Transfer · Line of Credit FARMERS ST BK/ALTO PASS
May 11, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Sep 2, 2014
Deed Document Number	2020R003321
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	306 LINCOLN, DOWELL, IL 62927-0038
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001754
Date	Mar 26, 2021
Instrument	2021R001754

Lender

Name	FARMERS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2022

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	306 LINCOLN, DOWELL, IL 62927-0038
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003028
Date	Jun 30, 2022
Instrument	2022R003028

Lender

Name	FARMERS STATE BANK OF ALTO PASS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Jul 20, 2020
Property Address	306 LINCOLN, DOWELL, IL 62927-0038
Document Number	0000003321
Instrument Date	Jul 8, 2020
Instrument	3321
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Tax	$21.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E COLE ST DU QUOIN IL 628322161, DU QUOIN, IL 62832-2161

Mortgage

Document Number	3322
Date	Jul 20, 2020
Instrument	3322

Lender

Name	FARMERS ST BK/ALTO PASS
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 19, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	JACKSON IL
Recording Date	May 11, 2020
Property Address	306 LINCOLN, DOWELL, IL 62927-0038
Document Number	0000002075
Instrument Date	May 5, 2020
Instrument	2075
Transaction Type	Foreclosure
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 BROADMOOR DR #100 CHAMPAIGN IL 618215968, 100, CHAMPAIGN, IL 61821-5968

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Elk Township
Municipality	Dowell Village
Unified School District	Elverado Community Unit School District 196 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$388.00 Homeowner's exemption	$10,308 Land $2,565 Building $7,743	$30,924 Land $7,695 Building $23,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Lincoln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1993–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2011 · 3 claims Severe Storms, Flooding, And Tornadoes, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Lincoln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWELL serves 1,188 people · EPA ID IL0770250
Water Source	Purchased surface water from DUQUOIN
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ProTek Communications Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: BLIP Networks, ClearWave, Verizon, Wisper ISP.

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