Hamilton County property record for 306 Laverne Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,384 sqft · built 1945 |
| Lot Size | 0.624 acres (27,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (May 2022) |
| Tax Bill | $1,171 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158H B 012 |
| Primary APN | 158H B 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,191 sqft (0.624 acres) |
| Lot Dimensions | 208 ft deep x 119 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100082 |
|---|---|
| Street Address | 306 LAVERNE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 22 PT 23 BLK 1 BRAINERD HEIGHTS PB 14 PG 34 ER21179 |
| Legal Subdivision | BRAINERD HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 3400 |
Source: Hamilton County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| May 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Apr 3, 2018 | Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE FARM BK |
| May 16, 2017 | Loan Modification, Mortgage · Line of Credit MILLENNIUM BK |
| Feb 27, 2017 | Warranty Deed, Construction Loan · Construction Mortgage MILLENNIUM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 2022246 |
| Deed Book / Page | 12969 / 819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000174 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 12325/237 |
| Instrument | 2021012200174 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 24, 2022 |
| Property Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0000000246 |
| Book / Page | 12969 / 819 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022052400246 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0129690822 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 12969-0822 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000149 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 11309/288 |
| Instrument | 2018040300149 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0726000022 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 306 LAVERNE DR CHATTANOOGA TN 374215129, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0726000022 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 011709/000182 |
| Instrument | 190726000022 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0000000256 |
| Book / Page | 011055 / 000349 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1737 VERONA DR CHATTANOOGA TN 374213063, CHATTANOOGA, TN 37421-3063 |
| Document Number | 0000000256 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 011055/000349 |
| Instrument | 256 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 21, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2017 |
| Property Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0000000193 |
| Book / Page | 10984 / 642 |
| Map Reference | MB14 PG34 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 2017022700193 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 11, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 306 LAVERNE DR, CHATTANOOGA, TN 37421-5129 |
| Document Number | 0000000194 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017022700194 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 25, 2018 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,171.00 (+33.07%) | $77,275 (+96.25%) | $309,100 (+96.25%) Land $75,000 Building $234,100 |
| 2024 | $880.00 | $39,375 (-) | $157,500 (-) Land $40,000 Building $117,500 |
| 2023 | $880.00 | $39,375 (-) | $157,500 (-) Land $40,000 Building $117,500 |
| 2022 | $880.00 | $39,375 | $157,500 Land $40,000 Building $117,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 62 (1979–2015) |
| Claims Outside the SFHA | 11 of 62 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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