306 Larry Rd, Lakeland, FL 33809 Property Records

Polk County property record for 306 Larry Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 1991
Lot Size	0.69 acres (30,035 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2013)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-27-13-000000-022360`

Property Details

APN / Parcel Number

Primary APN	`23-27-13-000000-022360`
Alternative APNs	`132723000000022360` `32723000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	30,035 sqft (0.69 acres)
Lot Dimensions	245 ft deep x 122 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	824 sqft
Patio Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	306 LARRY RD
City	LAKELAND
State	FL
Zip	33809-5272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	BEING PART OF LOT 9 UNREC SHADY OAKS MANOR DESC AS BEG 499.4 FT N & 957.5 FT W OF SE COR OF SEC CONT W 122.5 FT N 245 FT E 122.5 FT S 245 FT TO POB
Legal Range	23E
Legal Township	27S
Legal Section	13
Legal Subdivision	GREENBRIAR
Legal Tract	000000
Legal Block	1
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12203

Owner

306 Larry Rd is owned and occupied by two individuals who bought it in March 2013.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 LARRY RD, LAKELAND, FL 33809-5272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2013 · Amount on File
Deed Sale	Mar 6, 2013 · Amount on File
Prior Sale	May 20, 2003 · Amount on File
Deed Document Number	201341807
Deed Book / Page	8892 / 1828
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	306 LARRY RD, LAKELAND, FL 33809-5272
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293828
Date	Nov 8, 2022
Book Page	12479/894
Instrument	2022293828

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 306 Larry Rd was $1,790 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,470 (+2.7%)	$353,195 (+6.42%) Land $52,000 Building $301,195
2025	$1,790.00 Homeowner's exemption	$178,647	$331,877 Land $52,000 Building $279,877
2023	$2,179.00 (+3.52%) Homeowner's exemption	$168,555 (+3%)	$331,142 (+18.94%) Land $50,000 Building $281,142
2022	$2,105.00 Homeowner's exemption	$163,646	$278,415 Land $42,000 Building $236,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Larry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2002–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Larry Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20