306 Lake Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 306 Lake Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,603 sqft · built 1967
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$57,000 (Aug 1986)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Feb 2022 Refinance May 2021 Refinance + 1 more
APN	`25A1H4`

Property Details

APN / Parcel Number

Primary APN	`25A1H4`
Alternative APN	`252202500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,603 sqft Living Area

Exterior

Year Built	Built 1967
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	252202500
Street Address	306 LAKE DR
City	SUFFOLK
State	VA
Zip	23434-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-MEDIUM DENSITY
Legal Description	L.4,BL.H,SADLER HEIGHTS
Legal Subdivision	SADLER HEIGHTS
Legal Block	H
Legal Lot Number	4
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2006
Census Tract	75401

Owner

306 Lake Dr is owned and occupied by two individuals who bought it in August 1986.

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 LAKE DR, SUFFOLK, VA 23434-4209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1986 · Amount on File
Deed Sale	Aug 1, 1986 · Amount on File
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	306 LAKE DR, SUFFOLK, VA 23434-4209
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001932
Date	Feb 7, 2022
Instrument	220001932

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	306 LAKE DR, SUFFOLK, VA 23434-4209
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008213
Date	May 12, 2021
Instrument	210008213

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	306 LAKE DR, SUFFOLK, VA 23434-4209
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190013962
Date	Dec 10, 2019
Instrument	190013962

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

The 2025 property tax bill for 306 Lake Dr was $3,475, up 3.7% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$282,800 (+2.28%) Land $60,000 Building $222,800
2025	$3,475.00 (+3.7%)	$282,800 (+2.28%) Land $60,000 Building $222,800	$276,500 Land $60,000 Building $216,500
2024	$3,351.00 (+13.94%)	$276,500 (+2.45%) Land $60,000 Building $216,500
2023	$2,941.00	$269,900 Land $60,000 Building $209,900	$269,900 Land $60,000 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 306 Lake Dr; there have been 6 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1988–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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