Lincoln County property record for 306 Labans Ln, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,288 sqft · built 1970 |
| Lot Size | 2.19 acres (95,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Jun 2017) |
| Tax Bill | $4,093 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3633-63-5127 |
| Primary APN | 3633-63-5127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| Basement Area | 915 sqft |
| Finished Basement | 915 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 95,571 sqft (2.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 279253 |
|---|---|
| Street Address | 306 LABANS LN |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HOMESITE LOT 9A |
| Legal Subdivision | SCOTTY L & SUSAN B BRADSHAW |
| Legal Lot Number | 9A |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 70300 |
306 Labans Ln is owned and occupied by two individuals who acquired it in July 2020.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 LABANS LN, LINCOLNTON, NC 28092-8772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Deed Document Number | 2017564013 |
| Deed Book / Page | 2671 / 813 |
| Last Transfer Date | Jul 7, 2020 |
| Transfer Doc | 2926529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 306 LABANS LN, LINCOLNTON, NC 28092-8772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003467558 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 3467/558 |
| Instrument | 703792 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 10, 2020 |
| Property Address | 306 LABANS LN, LINCOLNTON, NC 28092-8772 |
| Document Number | 2926529 |
| Book / Page | 2926 / 529 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 611896 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | RESEARCH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 306 LABANS LN, LINCOLNTON, NC 28092-8772 |
| Document Number | 611897 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 611897 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 13, 2017 |
| Property Address | 306 LABANS LN, LINCOLNTON, NC 28092-8772 |
| Document Number | 2671813 |
| Book / Page | 002671 / 000813 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 564013 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 LABANS LN LINCOLNTON NC 280928772, LINCOLNTON, NC 28092-8772 |
| Document Number | 2671816 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 002671/000816 |
| Instrument | 564014 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2047 |
The 2026 property tax bill for 306 Labans Ln was $4,093.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,093.00 | $395,769 (-) Land $50,450 Building $345,319 | $395,769 (-) Land $50,450 Building $345,319 |
| 2025 | $4,093.00 | $395,769 Land $50,450 Building $345,319 | $395,769 Land $50,450 Building $345,319 |
| 2023 | $4,073.00 | $395,769 Land $50,450 Building $345,319 | $395,769 Land $50,450 Building $345,319 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Labans Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Labans Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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