306 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 306 Keystone Ave, River Forest, IL 60305

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 3,393 sqft · built 1891
Lot Size0.432 acres (18,800 sqft)
OwnerIndividual Name on Record
Last Sale$805,000 (Jun 2017)
Tax Bill$25,692 (2023)
Deeds & MortgagesNov 2022 Line of Credit
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-12-300-024

Property Details

APN / Parcel Number

Primary APN15-12-300-024
Alternative APN
  • 15-12-300-024-0000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,393 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area18,800 sqft (0.432 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address306 KEYSTONE AVE
CityRIVER FOREST
StateIL
Zip60305-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12
Legal Range12E
Legal Township39N
Legal Section12
Legal SubdivisionGALE & BLOCKS
Legal Block2
Legal Lot Number6
JurisdictionCOOK IL
Township / Civil DivisionRIVER FOREST
Census Block Group6
Census Block6015
Census Tract812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRiver Forest Historic District
listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Apr 20, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC
May 20, 2019Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Jun 12, 2017Warranty Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2017 · Amount on Record
Deed SaleJun 12, 2017 · Amount on Record
Deed Document Number201755051
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024
Transaction TypeMortgage
Record UpdatedDec 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024

Mortgage

Document Number0032645026
DateNov 22, 2022
Instrument2232645026
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 21, 2052
Interest
Rate TypeAdjustable Rate
Rate6.89%
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011139328
DateApr 21, 2021
Instrument2111139328
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate2.62%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024
Document Number2013421200
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 KEYSTONE AVE RIVER FOREST IL 603052024, RIVER FOREST, IL 60305-2024

Mortgage

Document Number2013421200
DateMay 13, 2020
Instrument13421200
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueMay 12, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024
Document Number1914946228
Instrument DateMay 20, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 KEYSTONE AVE RIVER FOREST IL 603052024, RIVER FOREST, IL 60305-2024

Mortgage

Document Number1914946228
DateMay 29, 2019
Instrument14946228
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueMay 28, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 12, 2017
Property Address306 KEYSTONE AVE, RIVER FOREST, IL 60305-2024
Document Number1716355051
Instrument DateJun 2, 2017
Instrument16355051
Transaction TypeTransfer
Record UpdatedJun 28, 2017
Title CompanyFREEDOM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 KEYSTONE AVE RIVER FOREST IL 603052024, RIVER FOREST, IL 60305-2024

Mortgage

Document Number1716355052
DateJun 12, 2017
Instrument16355052
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJun 11, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRiver Forest Township
MunicipalityRiver Forest Village
Secondary School DistrictOak Park and River Forest District 200 (09 - 12)
Elementary School DistrictRiver Forest School District 90 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,163 (+33.94%) Land $20,210 Building $76,953$971,630 (+33.94%) Land $202,100 Building $769,530
2023$25,692.00 (+15.1%)
2022$22,321.00 Homeowner's exemption$72,543 Land $17,390 Building $55,153$725,430 Land $173,900 Building $551,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1979–2020)
Claims Outside the SFHA7 of 8
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER GROVE
serves 10,282 people · EPA ID IL0312640
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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