306 Keith St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 306 Keith St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,072 sqft · built 1940
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2020)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135D G 020`

Property Details

APN / Parcel Number

Primary APN	`135D G 020`
Alternative APN	`0000059272`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,072 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059272
Street Address	306 KEITH ST
City	CHATTANOOGA
State	TN
Zip	37405-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 72 AMENDED FRAZIER ADDN NO 2 PB 11 PG 41
Legal Subdivision	FRAZIER ADDN NO 2
Legal Lot Number	72
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

306 Keith St is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	306 KEITH ST, CHATTANOOGA, TN 37405-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCENIC CMNTY CU
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Jul 20, 2017 · Amount on File
Deed Document Number	2020091100027
Deed Book / Page	12147 / 887
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 11, 2020
Property Address	306 KEITH ST, CHATTANOOGA, TN 37405-2728
Document Number	0911000027
Book / Page	012147 / 000887
Instrument Date	Sep 9, 2020
Instrument	200911000027
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	306 KEITH ST CHATTANOOGA TN 374052728, CHATTANOOGA, TN 37405-2728

Mortgage

Document Number	911000028
Date	Sep 11, 2020
Book Page	012147/000890
Instrument	200911000028

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	306 KEITH ST, CHATTANOOGA, TN 37405-2728
Document Number	0618000102
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 KEITH ST CHATTANOOGA TN 374052728, CHATTANOOGA, TN 37405-2728

Mortgage

Document Number	0618000102
Date	Jun 18, 2020
Book Page	012040/000743
Instrument	200618000102

Lender

Name	SCENIC CMNTY CU
Address	HIXSON, TN 37343

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 17, 2040

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 20, 2017
Property Address	306 KEITH ST, CHATTANOOGA, TN 37405-2728
Document Number	0000000194
Book / Page	11107 / 139
Map Reference	MB10783 PG621
Instrument Date	Jul 17, 2017
Instrument	2017072000194
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	JONES RAULSTON TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 KEITH ST, CHATTANOOGA, TN 37405-2728

Mortgage

Document Number	0000000195
Date	Jul 20, 2017
Instrument	2017072000195

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 306 Keith St was $2,045, up 13.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,045.00 (+13.67%)	$134,925 (+67.71%)	$539,700 (+67.71%) Land $225,000 Building $314,700
2024	$1,799.00	$80,450 (-)	$321,800 (-) Land $150,000 Building $171,800
2023	$1,799.00	$80,450 (-)	$321,800 (-) Land $150,000 Building $171,800
2022	$1,799.00	$80,450	$321,800 Land $150,000 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Keith St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Keith St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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