306 K St, Elgin, OK 73538 Property Records

Comanche County property record for 306 K St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1960
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Apr 2020)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-1-50100-002-0002`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-1-50100-002-0002`
Alternative APNs	`050100-0020002-00000` `160041807` `41807`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41807
Old Parcel Number	160041807
Street Address	306 K ST
City	ELGIN
State	OK
Zip	73538-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K-LOWE BLK 2 LOT 2
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Legal Subdivision	K-LOWE
Legal Block	2
Legal Lot Number	2
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1034
Census Tract	2101

Owner

Source: Comanche County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 K ST, ELGIN, OK 73538-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage BOKF NA
Mar 4, 2019	Special Warranty Deed, Transfer · Line of Credit ARVEST BANK
Jan 8, 2019	Special Warranty Deed, Foreclosure BOSTON NATIONAL TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Mar 4, 2019
Deed Document Number	2020-005742
Deed Book / Page	8462 / 170
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	306 K ST, ELGIN, OK 73538-9347
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009055/49
Date	Apr 20, 2022
Book Page	9055/49
Instrument	2022-006815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Apr 27, 2020
Property Address	306 K ST, ELGIN, OK 73538-9347
Document Number	008462/170
Book / Page	8462 / 170
Instrument Date	Apr 24, 2020
Instrument	2020-005742
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 K ST, ELGIN, OK 73538-9347

Mortgage

Document Number	2020005743
Date	Apr 27, 2020
Instrument	2020-005743

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Mar 4, 2019
Property Address	306 K ST, ELGIN, OK 73538-9347
Document Number	008204/040
Book / Page	8204 / 040
Instrument Date	Feb 28, 2019
Instrument	2019-002727
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	OKF TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	2019002728
Date	Mar 4, 2019
Instrument	2019-002728

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 8, 2019
Property Address	306 K ST, ELGIN, OK 73538-9347
Document Number	008175/271
Book / Page	8175 / 271
Instrument Date	Aug 21, 2018
Instrument	2019-000208
Transaction Type	Foreclosure
Record Updated	Mar 15, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00	$13,091 (+4.91%) Land $2,404 Building $10,687	$116,714 (+5.23%) Land $21,366 Building $95,348
2024	$1,324.00 (+6.77%)	$12,478 (+5.1%) Land $2,404 Building $10,074	$110,913 (+0.07%) Land $21,366 Building $89,547
2023	$1,240.00	$11,873 Land $1,161 Building $10,712	$110,834 Land $14,366 Building $96,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 750
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

306 K St, Elgin, OK 73538 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Special Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on K St

Nearby Streets

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