Jackson County property record for 306 James St, Ganado, TX 77962
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,125 sqft · built 1973 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,855 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R20527 |
| Primary APN | R20527 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,125 sqft Living Area |
| Gross Area | 2,286 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|
| Account Number | 4207073001171 |
|---|---|
| Street Address | 306 JAMES ST |
| City | GANADO |
| State | TX |
| Zip | 77962-8481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MENEFEE GANADO, BLOCK C, LOT 150X150FT , ACRES 0.52 |
| Legal Subdivision | MENEFEE GANADO |
| Legal Block | C |
| Jurisdiction | JACKSON TX |
| Township / Civil Division | GANADO |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 950100 |
Source: Jackson County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2024 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU |
| Apr 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Oct 17, 2019 | Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2024 |
| Deed Sale | Aug 14, 2024 |
| Prior Sale | Oct 17, 2019 |
| Deed Document Number | 000715/477 |
| Deed Book / Page | 715 / 477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | JACKSON TX |
| Recording Date | Aug 14, 2024 |
| Property Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Document Number | 000715/477 |
| Book / Page | 715 / 477 |
| Instrument Date | Aug 13, 2024 |
| Instrument | 2024-02073 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | COASTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3959 STATE HIGHWAY 111 N, EDNA, TX 77957-5200 |
| Name | Verified Name |
|---|---|
| Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Document Number | 0202402074 |
|---|---|
| Date | Aug 14, 2024 |
| Instrument | 2024-02074 |
| Name | TEXAS DOW EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year T-Bill |
| Max Rate | 13.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TX |
| Property Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Document Number | 000661/240 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 661/240 |
| Instrument | 2022-01222 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TX |
| Property Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Document Number | 635/845 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 635/845 |
| Instrument | 2021-01887 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Nov 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | JACKSON TX |
| Recording Date | Oct 17, 2019 |
| Property Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Document Number | 591/0211 |
| Book / Page | 591 / 0211 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2019-02670 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | CASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 CAMBRIDGE ST, 104, VICTORIA, TX 77905-5438 |
| Name | Verified Name |
|---|---|
| Address | 306 JAMES ST, GANADO, TX 77962-8481 |
| Document Number | 201902671 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019-02671 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Jackson County |
| Municipality | Ganado City |
| Unified School District | Ganado Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,855.00 (+50.11%) | $135,940 (-5.14%) Land $15,750 Building $120,190 | $135,940 (-5.14%) Land $15,750 Building $120,190 |
| 2023 | $143,300 Land $15,750 Building $127,550 | $143,300 Land $15,750 Building $127,550 | |
| 2022 | $1,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (2004–2021) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GANADO serves 1,975 people · EPA ID TX1200002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| YK Communications Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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