306 Indian Rocks Rd S, Largo, FL 33770 Property Records

Pinellas County property record for 306 Indian Rocks Rd S, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 1956
Lot Size0.304 acres (13,255 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Aug 2025)
Tax Bill$9,025 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-749-1707-1

Property Details

APN / Parcel Number

Primary APNC62-000-749-1707-1
Alternative APNs
  • 05-30-15-35712-016-0040
  • 301505357120160040
  • 153005357120160040
  • R47518

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,712 sqft Living Area
Gross Area2,096 sqft
1st Floor Area1,712 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,255 sqft (0.304 acres)
Lot Dimensions125 ft deep x 106 ft wide

Exterior Amenities

PorchSlab
Porch Area324 sqft
Deck Area144 sqft
Patio Area550 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR47518
Street Address306 INDIAN ROCKS RD S
CityLARGO
StateFL
Zip33770-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHARBOR BLUFFS SEC 2 UNIT B BLK P, LOT 4
Legal Range15E
Legal Township30S
Legal Section5
Legal SubdivisionHARBOR BLUFFS SEC 2 UNIT B
Legal Tract35712
Legal BlockP
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1028
Census Tract25210

Owner

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address306 INDIAN ROCKS RD S, LARGO, FL 33770-4023
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Jan 20, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Prior SaleFeb 1, 2024 · Amount on Record
Deed Document Number2025230053
Deed Book / Page23259 / 686
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 1, 2024
Property Address306 INDIAN ROCKS RD S, LARGO, FL 33770-4023
Document Number0226922642
Book / Page22692 / 2642
Map ReferenceMB 38 PG 58&59
Instrument DateJan 30, 2024
Instrument2024025836
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4956 RIDGEMOOR BLVD, PALM HARBOR, FL 34685-1744

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address306 INDIAN ROCKS RD S, LARGO, FL 33770-4023

Mortgage

Document Number0226922644
DateFeb 1, 2024
Instrument22692/2644
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address306 INDIAN ROCKS RD S, LARGO, FL 33770-4023
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 INDIAN ROCKS RD S, LARGO, FL 33770-4023
InvestorPossibly a Property Investor

Mortgage

Document Number0223220281
DateJan 20, 2023
Book Page22322/281
Instrument2023015406
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,025.00 (+244.86%)$512,417 (+175.95%) Land $262,747 Building $249,670$512,417 (+0.79%) Land $262,747 Building $249,670
2023$2,617.00 (+2.87%) Homeowner's exemption$185,693 (+3%)$508,407 (+50.37%) Land $318,591 Building $189,816
2022$2,544.00 Homeowner's exemption$180,284$338,101 Land $191,599 Building $146,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims101 (1993–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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