306 Illinois St, Central Falls, RI 02863 Property Records

Central Falls City property record for 306 Illinois St, Central Falls, RI 02863

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 1928
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$206,000 (Mar 2022)
Tax Bill$4,262 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-1844-50

Property Details

APN / Parcel Number

Primary APN3-1844-50
Alternative APN
  • CENT M:04 P:113

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,530 sqft Living Area
Gross Area2,310 sqft
1st Floor Area810 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,998 sqft (0.138 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number3-1844-50
Street Address306 ILLINOIS ST
CityCENTRAL FALLS
StateRI
Zip02863-1932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group2
Census Block2013
Census Tract11000

Owner

Source: Central Falls City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 ILLINOIS ST, CENTRAL FALLS, RI 02863-1932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Nov 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Mar 31, 2022Warranty Deed, Transfer · Second Mortgage (Down Payment)
RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleSep 1, 1995 · Amount on Record
Deed Document Number2022465
Deed Book / Page1028 / 123
Prior Transfer DateMar 30, 2022
Prior Transfer Doc0000000465
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Recording DateAug 25, 2026
Property Address306 ILLINOIS ST, CENTRAL FALLS, RI 02863-1932
Document Number0000001202
Book / Page1123 / 56
Instrument DateAug 15, 2026
Instrument20261202
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 ILLINOIS ST, CENTRAL FALLS, RI 02863-1932

Mortgage

Document Number0000001202,
DateAug 25, 2026
Book Page1123/56
Instrument20261202
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address306 ILLINOIS ST, CENTRAL FALLS, RI 02863-1932
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001064-189
DateNov 27, 2023
Book Page1064/189
Instrument1529
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateMar 31, 2022
Property Address306 ILLINOIS ST, CENTRAL FALLS, RI 02863-1932
Document Number001028-123
Book / Page1028 / 123
Instrument DateMar 30, 2022
Instrument465
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 ILLINOIS ST, CENTRAL FALLS, RI 02863-1932

Mortgage

Document Number0000000467
DateMar 31, 2022
Instrument467
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Mortgage

Document Number001028-124
DateMar 31, 2022
Book Page1028/124
Instrument466
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,262.00 (-17.11%)$322,600 (+16.38%) Land $109,200 Building $213,400$350,191
2023$5,142.00 (+6.24%)$277,200 (-) Land $81,100 Building $196,100
2022$4,840.00$277,200 Land $81,100 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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