306 Handy St, Salisbury, MD 21801 Property Records

Wicomico County property record for 306 Handy St, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,259 sqft · built 2004
Lot Size	0.352 acres (15,352 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Dec 2017)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-075046`

Property Details

APN / Parcel Number

Primary APN	`09-075046`
Alternative APN	`075046`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,259 sqft Total Area
Utility Area	242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,352 sqft (0.352 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	075046
Street Address	306 HANDY ST
City	SALISBURY
State	MD
Zip	21801-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L 10-15,352 SQFT 306 HANDY STREET MEADOWS NEIGHBORHOOD
Legal Subdivision	MEADOWS NIHBOURHOOD
Legal Block	654
Legal Lot Number	10
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

306 Handy St is owned and occupied by two individuals who bought it in December 2017.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 HANDY ST, SALISBURY, MD 21801-3662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Apr 26, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 19, 2017	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	Aug 10, 2004 · Amount on File
Deed Document Number	20174267-335
Deed Book / Page	4267 / 335
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Aug 11, 2026
Property Address	306 HANDY ST, SALISBURY, MD 21801-3662
Document Number	5763000065
Book / Page	5763 / 65
Instrument Date	Aug 5, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE NETWORK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 HANDY ST, SALISBURY, MD 21801-3662

Mortgage

Document Number	5763000065,
Date	Aug 11, 2026
Book Page	5763/65

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	306 HANDY ST, SALISBURY, MD 21801-3662
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 HANDY ST, SALISBURY, MD 21801-3662

Mortgage

Document Number	0053830407
Date	Apr 26, 2024
Book Page	5383/407

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	306 HANDY ST, SALISBURY, MD 21801-3662
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 HANDY ST, SALISBURY, MD 21801-3662

Mortgage

Document Number	0049070470
Date	Jul 29, 2021
Book Page	4907/470

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 19, 2017
Property Address	306 HANDY ST, SALISBURY, MD 21801-3662
Document Number	0042670335
Book / Page	4267 / 335
Map Reference	CB6 FO80-3217
Instrument Date	Dec 18, 2017
Instrument	4267-335
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 HANDY ST, SALISBURY, MD 21801-3662

Mortgage

Document Number	4267342
Date	Dec 19, 2017
Instrument	4267-342

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 306 Handy St was $2,198.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,367	$268,300 Land $30,000 Building $238,300
2025	$2,198.00
2023	$2,080.00	$208,533	$223,500 Land $30,000 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Handy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Handy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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