306 Gulf Pines Ct, Freeport, FL 32439 Property Records

Walton County property record for 306 Gulf Pines Ct, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,603 sqft · built 2020
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,600 (Jul 2020)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-18-14030-00C-0120`

Property Details

APN / Parcel Number

Primary APN	`15-1S-18-14030-00C-0120`
Alternative APNs	`15-118-14030-00C-0120` `1022058`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,603 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	2,603 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 GULF PINES CT
City	FREEPORT
State	FL
Zip	32439-6247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GA
Legal Description	LOT 12 BLK C WINDSWEPT ESTATES PH 3 PB 16-5 OR 2628-187 OR 3106-38 OR 3148-3279
Legal Range	018
Legal Township	01S
Legal Section	15
Legal Subdivision	WINDSWEPT ESTATES PH 3
Legal Phase	3
Legal Block	C
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2071
Census Tract	950501

Owner

Source: Walton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 GULF PINES CT, FREEPORT, FL 32439-6247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Jul 1, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage SHELTER MORTGAGE COMPANY LLC
Aug 2, 2019	Loan Modification, Mortgage FIFTH THIRD BK
May 20, 2019	Loan Modification, Mortgage FIFTH THIRD BK
May 20, 2019	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	202023075
Deed Book / Page	3148 / 3279
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	306 GULF PINES CT, FREEPORT, FL 32439-6247
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 GULF PINES CT, FREEPORT, FL 32439-6247

Mortgage

Document Number	0032402924
Date	Feb 28, 2022
Book Page	3240/2924
Instrument	20220009122

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	WILLOW CREEK, MT 59760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 1, 2020
Property Address	306 GULF PINES CT, FREEPORT, FL 32439-6247
Document Number	0031483279
Book / Page	3148 / 3279
Map Reference	MB 16 PG 5
Instrument Date	Jun 30, 2020
Instrument	20200023075
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,174.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 GULF PINES CT, FREEPORT, FL 32439-6247

Mortgage

Document Number	0031483281
Date	Jul 1, 2020
Instrument	3148/3281

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	306 GULF PINES CT, FREEPORT, FL 32439-6247
Document Number	0031134049
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIC BLVD MELBOURNE FL 32935, MELBOURNE, FL 32935

Mortgage

Document Number	0031134049
Date	Aug 5, 2019
Book Page	003113/004049
Instrument	26536

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	306 GULF PINES CT, FREEPORT, FL 32439-6247
Document Number	0031060040
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0031060040
Date	May 20, 2019
Book Page	003106/000040
Instrument	16244

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 20, 2019
Property Address	306 GULF PINES CT, FREEPORT, FL 32439-6247
Document Number	0031060038
Book / Page	003106 / 000038
Instrument Date	May 15, 2019
Instrument	16243
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIC BLVD MELBOURNE FL 32935, MELBOURNE, FL 32935

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (+1.84%) Homeowner's exemption Veteran's exemption	$314,845 (-20.4%)	$400,562 (+1.27%) Land $76,950 Building $323,612
2024	$2,278.00 (+3.83%)
2023	$2,194.00 (+0.78%) Homeowner's exemption	$395,530 (+16.76%) Land $72,200 Building $323,330	$395,530 (+16.76%) Land $72,200 Building $323,330
2022	$2,177.00 Homeowner's exemption	$338,746 Land $55,153 Building $283,593	$338,746 Land $55,153 Building $283,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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