306 Forest Trce, Radcliff, KY 40160 Property Records

Hardin County property record for 306 Forest Trce, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,494 sqft · built 1987
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2026)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Jul 2015 Line of Credit Feb 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`163-00-01-058`

Property Details

APN / Parcel Number

Primary APN	`163-00-01-058`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,494 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	1,256 sqft
Porch	Porch
Porch Area	198 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	306 FOREST TRCE
City	RADCLIFF
State	KY
Zip	40160-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWOOD EST LT 058 #1
Legal Subdivision	SHADOWOOD EST
Legal Lot Number	58
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2016
Census Tract	903

Owner

Source: Hardin County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	506 OLD SALEM DR, SPRING LAKE, NC 28390-7466
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2015	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Feb 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Jun 26, 2015	Deed of Trust, Mortgage SOUTH CENTRAL BANK
Mar 3, 2026	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
May 6, 2021	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	0001597951
Deed Book / Page	1597 / 951
Record Updated	Jun 8, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	306 FOREST TRCE, RADCLIFF, KY 40160-9449
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002133/865
Date	Jul 13, 2015
Book Page	2133/865

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	306 FOREST TRCE, RADCLIFF, KY 40160-9449
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001830/165
Date	Feb 11, 2009
Book Page	1830/165

Lender

Name	MAGNOLIA BANK
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	306 FOREST TRCE, RADCLIFF, KY 40160-9449
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02131/1588
Date	Jun 26, 2015
Book Page	2131/1588

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2045

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 3, 2026
Property Address	306 FOREST TRCE, RADCLIFF, KY 40160-9449
Document Number	001597/951
Book / Page	1597 / 951
Map Reference	CAB 1 SH 358A&358B
Instrument Date	Feb 20, 2026
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3325 BEAUMONT CENTRE CIR, LEXINGTON, KY 40513-1954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 OLD SALEM DR, SPRING LAKE, NC 28390-7466

Mortgage

Document Number	0026031001
Date	Mar 3, 2026
Instrument	2603/1001

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 6, 2021
Property Address	306 FOREST TRCE, RADCLIFF, KY 40160-9449
Document Number	001511/382
Book / Page	1511 / 382
Map Reference	CAB 1 SH 358A&358B
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 S ELIZABETH ST, MUNFORDVILLE, KY 42765-9030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	192 SCENIC VIEW DR, MOUNT WASHINGTON, KY 40047-6816

Mortgage

Document Number	0000237990
Date	May 6, 2021
Instrument	2379/90

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (+64.99%)	$332,000 (-) Land $30,000 Building $302,000	$332,000 (-) Land $30,000 Building $302,000
2023		$332,000 Land $30,000 Building $302,000	$332,000 Land $30,000 Building $302,000
2021	$1,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Trce

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