CAPITAL FNDG TITLE AGENCY, CAPITAL FUNDING TITLE AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
306 FOREST DR, TORONTO, OH 43964-1931
Mortgage
Document Number
0000326082
Date
Oct 26, 2017
Instrument
326082
Lender
Name
POLARIS HOME FUNDING CORP
Type
Bank
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 306 Forest Dr was $2,310 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of April 7, 2026
Property Jurisdictions
Type
Name
State
Ohio
County
Jefferson County
County Subdivision
Island Creek Township
Municipality
Toronto City
Unified School District
Toronto City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,310.00
$57,932 (-)Land $8,876Building $49,056
2024
$2,310.00Homeowner's exemption
$57,932Land $8,876Building $49,056
$165,520Land $25,360Building $140,160
2022
$3,122.00Homeowner's exemption
$46,739Land $7,616Building $39,123
2021
$133,540Land $21,760Building $111,780
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 306 Forest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 306 Forest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood
0.02% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source
Surface water
Last State Inspection
Oct 2025
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Jan 2018
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025