306 Forest Beach Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 306 Forest Beach Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,808 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,756 (Oct 2004)
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-775-22408559`

Property Details

APN / Parcel Number

Primary APN	`03-775-22408559`
Alternative APNs	`377522408559` `77522408559`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,808 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Porch	Open Porch
Porch Area	198 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	77522408559
Street Address	306 FOREST BEACH RD
City	ANNAPOLIS
State	MD
Zip	21409-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 J R THOMAS SUB
Legal Subdivision	J R THOMAS SUB
Legal Block	2
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2004 · Amount on Record
Deed Sale	Oct 27, 2004 · Amount on Record
Prior Sale	Jan 15, 2004 · Amount on Record
Deed Document Number	200416870
Deed Book / Page	15523 / 76
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	306 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910

Mortgage

Document Number	0397810291
Date	Jul 10, 2023
Book Page	39781/291

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	306 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356060427
Date	Nov 16, 2020
Book Page	35606/427

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	306 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Document Number	0327050326
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 FOREST BEACH RD ANNAPOLIS MD 214095910, ANNAPOLIS, MD 21409-5910

Mortgage

Document Number	0327050326
Date	Dec 4, 2018
Book Page	032705/000326

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,733 (+21.86%)	$606,400 (+23.65%) Land $254,800 Building $351,600
2025	$4,738.00 (+18.07%)
2023	$4,013.00 Homeowner's exemption	$465,900	$490,400 Land $207,300 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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