Wake County property record for 306 Fincastle Dr, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,192 sqft · built 1996 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Dec 2025) |
| Tax Bill | $5,500 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0774.09-16-7100-000 |
| Primary APN | 0774.09-16-7100-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Living Area |
| Basement Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0200105 |
|---|---|
| Street Address | 306 FINCASTLE DR |
| City | CARY |
| State | NC |
| Zip | 27513-6266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LO39 BRAELOCH SUB PH1 BM1993-01134 |
| Legal Subdivision | BRAELOCH SUB PH1 |
| Legal Phase | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 53521 |
306 Fincastle Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Wake County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 FINCASTLE DR, CARY, NC 27513-6266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Dec 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 1, 2018 | Warranty Deed, Transfer · Conventional with PMI TOWNE MTG/CAROLINAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 202599813 |
| Deed Book / Page | 20099 / 2485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 306 FINCASTLE DR, CARY, NC 27513-6266 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 019647/587 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 19647/587 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 18, 2025 |
| Property Address | 306 FINCASTLE DR, CARY, NC 27513-6266 |
| Document Number | 20099/2485 |
| Book / Page | 20099 / 2485 |
| Map Reference | MB 1993 PG 1134 |
| Instrument Date | Dec 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 296 INCLINE DR, VILAS, NC 28692-8928 |
| Name | Verified Name |
|---|---|
| Address | 306 FINCASTLE DR, CARY, NC 27513-6266 |
| Document Number | 0200992487 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 20099/2487 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 1, 2018 |
| Property Address | 306 FINCASTLE DR, CARY, NC 27513-6266 |
| Document Number | 171142480 |
| Book / Page | 017114 / 002480 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 FINCASTLE DR CARY NC 275136266, CARY, NC 27513-6266 |
| Document Number | 171142482 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 017114/002482 |
| Name | TOWNE MTG/CAROLINAS |
|---|---|
| Type | Mortgage Company |
| Address | RALEIGH, NC 27609 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 30, 2028 |
The 2025 property tax bill for 306 Fincastle Dr was $5,500.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,500.00 | $639,416 Land $195,000 Building $444,416 | $639,416 (-) Land $195,000 Building $444,416 |
| 2024 | $639,416 (+54.73%) Land $195,000 Building $444,416 | ||
| 2023 | $4,160.00 | $413,257 Land $102,000 Building $311,257 | $413,257 Land $102,000 Building $311,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Fincastle Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Fincastle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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