306 Fall St, Niceville, FL 32578 Property Records

Okaloosa County property record for 306 Fall St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 2017
Lot Size	0.237 acres (10,331 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2022)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-000-592-9208-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-9208-6`
Alternative APN	`07-1S-22-0030-0003-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Heated Area
Gross Area	1,628 sqft
1st Floor Area	1,252 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,331 sqft (0.237 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	240 sqft
Porch	Open Porch
Porch Area	16 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	306 FALL ST
City	NICEVILLE
State	FL
Zip	32578-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARKIE & J E ALLEN S/D LOTS 5 & 6 BLK 3
Legal Range	22
Legal Township	01S
Legal Section	07
Legal Subdivision	J E ALLEN S/D
Legal Block	3
Legal Lot Number	5,6 6
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2015
Census Tract	21101

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	306 FALL ST, NICEVILLE, FL 32578-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 4, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Feb 9, 2015
Deed Document Number	0036454725
Deed Book / Page	3383 / 4921
Prior Transfer Date	Feb 4, 2019
Prior Transfer Doc	3256879
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2022
Property Address	306 FALL ST, NICEVILLE, FL 32578-2531
Document Number	0036454725
Book / Page	3645 / 4725
Map Reference	MB 1 PG 42
Instrument Date	Oct 4, 2022
Instrument	3583191
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 S BAYSHORE DR, 235, VALPARAISO, FL 32580-1552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PSC 3 BOX 2572, APO, AP 96266-0026

Mortgage

Document Number	0036454727
Date	Oct 6, 2022
Instrument	3645/4727

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 4, 2019
Property Address	306 FALL ST, NICEVILLE, FL 32578-2531
Document Number	0033834921
Book / Page	003383 / 004921
Instrument Date	Jan 31, 2019
Instrument	3256879
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 FALL ST NICEVILLE FL 325782531, NICEVILLE, FL 32578-2531

Mortgage

Document Number	33834922
Date	Feb 4, 2019
Book Page	003383/004922
Instrument	3256880

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,008.00 (+8.71%) Homeowner's exemption	$259,772 (+5.05%)	$265,328 (+7.29%) Land $77,672 Building $187,656
2023	$2,767.00 (-1.46%) Homeowner's exemption	$247,294 (+6.2%) Land $65,561 Building $181,733	$247,294 (+6.2%) Land $65,561 Building $181,733
2022	$2,808.00	$232,863 Land $62,439 Building $170,424	$232,863 Land $62,439 Building $170,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	31 (1979–2020)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: City of Valparaiso.

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