Carroll County property record for 306 Fair Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 2011 |
| Lot Size | 0.264 acres (11,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jan 2013) |
| Tax Bill | $2,704 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-026226 |
| Primary APN | 07-026226 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,520 sqft (0.264 acres) |
| Lot Dimensions | 160 ft deep x 72 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 026226 |
|---|---|
| Street Address | 306 FAIR AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 11520 SQ FT 306 FAIR ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 507602 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 FAIR AVE, WESTMINSTER, MD 21157-6112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Oct 22, 2018 | Deed of Trust, Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2013 · Amount on Record |
| Deed Sale | Jan 8, 2013 · Amount on Record |
| Prior Sale | Dec 11, 2009 · Amount on Record |
| Deed Book / Page | 7173 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 306 FAIR AVE, WESTMINSTER, MD 21157-6112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0103450073 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 10345/73 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 306 FAIR AVE, WESTMINSTER, MD 21157-6112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NONE AVAIALBLE |
| Name | Verified Name |
|---|
| Document Number | 0091480172 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 9148/0172 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Oct 31, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 306 FAIR AVE, WESTMINSTER, MD 21157-6112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESEARCH TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0094830059 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 9483/0059 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,704.00 (+5.34%) Homeowner's exemption | $265,400 (+28.65%) Land $76,800 Building $188,600 | $265,400 (+28.65%) Land $76,800 Building $188,600 |
| 2025 | $2,567.00 (+10.12%) Homeowner's exemption | ||
| 2023 | $2,331.00 Homeowner's exemption | $206,300 Land $76,800 Building $129,500 | $206,300 Land $76,800 Building $129,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
May also be available: Antietam Cable, AT&T, Quantum Internet & Telephone, T-Mobile, Verizon.
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