306 Emily Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 306 Emily Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 980 sqft · built 1970
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Sep 2018)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Mortgage + 1 more
APN	`04-29-0-131-005`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-131-005`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	350 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	306 EMILY DR
City	O FALLON
State	IL
Zip	62269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 8TH ADD LOT/SEC-132 A02689419
Legal Subdivision	FAIRWOOD EAST 8TH ADD
Legal Block	131
Legal Lot Number	132
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2007
Census Tract	504351

Owner

306 Emily Dr is owned and occupied by an individual who acquired it in February 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	306 EMILY DR, O FALLON, IL 62269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF O'FALLON
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage TOWN & CNTRY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Deed Document Number	20182591270
Last Transfer Date	Feb 24, 2021
Transfer Doc	0002689419
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 17, 2026
Property Address	306 EMILY DR, O FALLON, IL 62269
Document Number	0002886790
Instrument Date	Jun 5, 2026
Instrument	20262886790
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153

Mortgage

Document Number	0002886790,
Date	Jun 17, 2026
Instrument	20262886790

Lender

Name	BANK OF O'FALLON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 28, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Mar 1, 2021
Property Address	306 EMILY DR, O FALLON, IL 62269
Document Number	A02689419
Map Reference	MB 63 PG 54
Instrument Date	Feb 24, 2021
Instrument	A02689419
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ILLINOIS TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 EMILY DR, O FALLON, IL 62269

Mortgage

Document Number	A02689420
Date	Mar 1, 2021
Instrument	A02689420

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 24, 2018
Property Address	306 EMILY DR, O FALLON, IL 62269
Document Number	00A2591270
Instrument Date	Sep 19, 2018
Instrument	2591270
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 EMILY DR O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2591271
Date	Sep 24, 2018
Instrument	2591271

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	SPRINGFIELD, IL 62711

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 306 Emily Dr was $6,164 with a homeowner's exemption, up 9.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,164.00 (+9.14%) Homeowner's exemption	$91,516 (+9.62%) Land $15,462 Building $76,054	$274,548 (+9.62%) Land $46,386 Building $228,162
2024	$5,648.00	$83,485 Land $14,105 Building $69,380	$250,455 Land $42,315 Building $208,140
2022		$68,123 Land $11,510 Building $56,613	$204,369 Land $34,530 Building $169,839

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 306 Emily Dr; there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Emily Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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