306 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 306 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,545 sqft · built 2013
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$426,300 (Sep 2020)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-00012-030`

Property Details

APN / Parcel Number

Primary APN	`991-00012-030`
Alternative APN	`247397`

Interior

Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	2,545 sqft
Utility Area	124 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Metal
Lot Area	11,587 sqft (0.266 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Pool Area	452 sqft
Porch	Open Porch
Porch Area	210 sqft

Location & Zoning

Street Address	306 EMERALD LAKE DR
City	LAREDO
State	TX
Zip	78041-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 12, LOT 3, PHASE 1
Legal Subdivision	LAKESIDE
Legal Phase	1
Legal Block	12
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2001
Census Tract	1714

Owner

306 Emerald Lake Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 EMERALD LAKE DR, LAREDO, TX 78041-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Jan 6, 2011
Deed Document Number	20201405311
Deed Book / Page	4870 / 263
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	004870/263
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 25, 2020
Property Address	306 EMERALD LAKE DR, LAREDO, TX 78041-1925
Document Number	004870/263
Book / Page	4870 / 263
Map Reference	VOL 18 PG 82&83
Instrument Date	Sep 24, 2020
Instrument	1405311
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 EMERALD LAKE DR, LAREDO, TX 78041-1925

Mortgage

Document Number	0001405312
Date	Sep 25, 2020
Instrument	1405312

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 306 Emerald Lake Dr was $2,342 with a homeowner's exemption, down 18.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,234 (+3.09%) Land $193,740 Building $283,494	$477,234 (+3.09%) Land $193,740 Building $283,494
2025	$2,342.00 (-18.25%) Homeowner's exemption	$462,914 Land $193,740 Building $269,174	$462,914 Land $193,740 Building $269,174
2024	$2,865.00
2023		$422,073 Land $144,841 Building $277,232	$422,073 Land $144,841 Building $277,232
2022	$2,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Emerald Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Emerald Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Emerald Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures