1. Home
  2. North Carolina
  3. Stanly County
  4. Locust
  5. Elm St

306 Elm St, Locust, NC 28097 Property Records

Stanly County property record for 306 Elm St, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,752 sqft · built 1965
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on Record
Last Sale$276,000 (Oct 2020)
Tax Bill$2,985 (2026)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone X (minimal risk)
APN557504518264

Property Details

APN / Parcel Number

Primary APN557504518264
Alternative APNs
  • 1531269
  • 7163

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,752 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area100,188 sqft (2.3 acres)
Garage TypeAttached
Garage Area674 sqft
PorchPorch
Porch Area36 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1531269
Street Address306 ELM ST
CityLOCUST
StateNC
Zip28097-7181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 306 ELM ST 557504153
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2000
Census Tract930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address306 ELM ST, LOCUST, NC 28097-7181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleDec 15, 2014 · Amount on Record
Deed Document Number2020424849
Deed Book / Page1716 / 1044
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 16, 2020
Property Address306 ELM ST, LOCUST, NC 28097-7181
Document Number0017161044
Book / Page001716 / 001044
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$552.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 ELM ST LOCUST NC 280977181, LOCUST, NC 28097-7181

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,985.00 (+8.74%)$324,504 (+28.84%) Land $77,100 Building $247,404$324,504 (+28.84%) Land $77,100 Building $247,404
2023$2,745.00$251,858 Land $46,800 Building $205,058$251,858 Land $46,800 Building $205,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures