Cleveland County property record for 306 E Sumter St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1930 |
| Lot Size | 0.203 acres (8,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Sep 2021) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17279 |
| Primary APN | 17279 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Lot Area | 8,850 sqft (0.203 acres) |
| Lot Dimensions | 177 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 172 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1343092 |
|---|---|
| Street Address | 306 E SUMTER ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-4647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GB |
| Legal Description | PT#7,8PB1-77 SUMTER ST |
| Legal Subdivision | THE SOUTH SIDE OF SUMMTER STREET |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 951000 |
Source: Cleveland County records · APN 17279
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 E SUMTER ST, SHELBY, NC 28150-4647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Feb 16, 2021 | Warranty Deed, Transfer |
| Dec 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Feb 16, 2021 · Amount on Record |
| Deed Document Number | 2021200062053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 30, 2021 |
| Property Address | 306 E SUMTER ST, SHELBY, NC 28150-4647 |
| Document Number | 0018531283 |
| Book / Page | 1853 / 1283 |
| Map Reference | MB 1 PG 77 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 200062053 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2417 DORA DR, 2417, CHARLOTTE, NC 28215-3017 |
| Name | Verified Name |
|---|---|
| Address | 306 E SUMTER ST, SHELBY, NC 28150-4647 |
| Document Number | 18531286 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 1853/1286 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 16, 2021 |
| Property Address | 306 E SUMTER ST, SHELBY, NC 28150-4647 |
| Document Number | 0018331102 |
| Book / Page | 1833 / 1102 |
| Map Reference | MB 1 PG 77 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 200050908 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2924 THE PLZ, 2924, CHARLOTTE, NC 28205-2463 |
| Name | Verified Name |
|---|---|
| Address | 2417 DORA DR, CHARLOTTE, NC 28215-3017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 17, 2020 |
| Property Address | 306 E SUMTER ST, SHELBY, NC 28150-4647 |
| Document Number | 0018282873 |
| Book / Page | 001828 / 002873 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 48310 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 42147 CHARLOTTE NC 282150003, CHARLOTTE, NC 28215-0003 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,023 (-) Land $6,210 Building $129,813 | $136,023 (-) Land $6,210 Building $129,813 | |
| 2025 | $1,353.00 | $136,023 (+32.51%) Land $6,210 Building $129,813 | $136,023 (+32.51%) Land $6,210 Building $129,813 |
| 2023 | $102,653 Land $3,348 Building $99,305 | $102,653 Land $3,348 Building $99,305 |
Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Hotwire Communications, Ripple Fiber, T-Mobile USA, Verizon.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SHELBY serves 23,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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