306 E Main St, Smithville, TN 37166 Property Records

DeKalb County property record for 306 E Main St, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,136 sqft · built 1975
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Nov 2023)
Tax Bill$408 (2022)
Deeds & MortgagesNov 2023 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021065I B 00102

Property Details

APN / Parcel Number

Primary APN021065I B 00102
Alternative APN
  • 065I B 00102

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,080 sqft
Basement Area448 sqft
Finished Basement448 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2015
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions245 ft deep x 50 ft wide
Deck Area75 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address306 E MAIN ST
CitySMITHVILLE
StateTN
Zip37166-1408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 9
JurisdictionDE KALB TN
Township / Civil Division4
Census Block Group1
Census Block1019
Census Tract920202

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 E MAIN ST, SMITHVILLE, TN 37166-1408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
WILSON BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2023 · Amount on Record
Deed SaleNov 9, 2023 · Amount on Record
Prior SaleAug 26, 2021 · Amount on Record
Deed Document Number0000560778
Deed Book / Page560 / 778
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateNov 9, 2023
Property Address306 E MAIN ST, SMITHVILLE, TN 37166-1408
Document Number0005600778
Book / Page560 / 778
Instrument DateNov 9, 2023
Instrument211638
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyDEKALB TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E MAIN ST, SMITHVILLE, TN 37166-1408

Mortgage

Document Number0005600000000781
DateNov 9, 2023
Book Page0000000560/0000000781
Instrument211639
Lender
NameUNITED WHOLESALE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateAug 26, 2021
Property Address306 E MAIN ST, SMITHVILLE, TN 37166-1408
Document Number0005030275
Book / Page503 / 275
Instrument DateAug 23, 2021
Instrument199194
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E MAIN ST, SMITHVILLE, TN 37166-1408
InvestorPossibly a Property Investor

Mortgage

Document Number0005030000000278
DateAug 26, 2021
Book Page0000000503/0000000278
Instrument199195
Lender
NameWILSON BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalitySmithville City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,600 (-) Land $3,500 Building $26,100
2023$29,600 (+25.69%) Land $3,500 Building $26,100
2022$408.00$23,550 Land $3,500 Building $20,050$94,200 (-20.44%) Land $14,000 Building $80,200
2021$118,400 Land $14,000 Building $104,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DeKalb Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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