306 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 306 E Cedar St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,602 sqft · built 1880
Lot Size	0.511 acres (22,302 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2017)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-00-05-002.00`

Property Details

APN / Parcel Number

Primary APN	`014-00-05-002.00`
Alternative APN	`6889`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,602 sqft Living Area
Basement Area	660 sqft
Unfinished Basement	660 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,302 sqft (0.511 acres)
Lot Dimensions	189 ft deep x 118 ft wide
Garage Type	Detached
Garage Area	360 sqft
Porch	Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	306 E CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	306 EAST CEDAR STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1003
Census Tract	970402

Owner

Source: Simpson County records · APN 014-00-05-002.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 QUAIL RIDGE RD, FRANKLIN, KY 42134-9630
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Apr 01, 2014
Deed Document Number	0000331142
Deed Book / Page	331 / 142
Record Updated	Jun 08, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Nov 15, 2017
Property Address	306 E CEDAR ST, FRANKLIN, KY 42134-1284
Document Number	00D331/142
Book / Page	D331 / 142
Instrument Date	Nov 15, 2017
Instrument	1183423
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1945 SCOTTSVILLE RD # RDB2, 1945, BOWLING GREEN, KY 42104-3376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LAKEBRINK DR, NASHVILLE, TN 37214-3951

Mortgage

Document Number	0001183424
Date	Nov 15, 2017
Instrument	1183424

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2037

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (-5.75%)	$200,000 (-)	$200,000 (-)
2023	$1,862.00	$200,000	$200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 187 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin Electric Plant Board Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.