306 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 306 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1923
Lot Size	0.998 acres (43,489 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2023)
Tax Bill	$3,044 (2024)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010/01279-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/01279-000-000`
Alternative APN	`782415151051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	910 sqft
Attic	Attic
Attic Area	314 sqft
Basement Area	898 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,489 sqft (0.998 acres)
Lot Dimensions	353 ft deep x 123 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	306 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 145 CRAWFORD PLACE
Legal Subdivision	CRAWFORD PLACE
Legal Lot Number	145
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1000
Census Tract	4300

Owner

306 E Bell Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Polk County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 E BELL AVE, DES MOINES, IA 50315-1951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	202336809
Deed Book / Page	19538 / 108
Prior Transfer Date	Aug 25, 2004
Prior Transfer Doc	2005000253
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	306 E BELL AVE, DES MOINES, IA 50315-1951
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036811
Date	Jul 14, 2023
Book Page	19538/124
Instrument	2023-00036811

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 5, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 14, 2023
Property Address	306 E BELL AVE, DES MOINES, IA 50315-1951
Document Number	0000036809
Book / Page	19538 / 108
Instrument Date	Jul 1, 2023
Instrument	2023-00036809
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 E BELL AVE, DES MOINES, IA 50315-1951

Mortgage

Document Number	0000036810
Date	Jul 14, 2023
Instrument	2023-00036810

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Aug 5, 2030
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	13.6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,600 Land $46,000 Building $134,600	$180,600 Land $46,000 Building $134,600
2024	$3,044.00
2023		$165,200 Land $42,000 Building $123,200	$165,200 Land $42,000 Building $123,200
2020	$2,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 E Bell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 E Bell Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, Verizon.

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