306 E 8th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 306 E 8th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Aug 2018)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1127355008`

Property Details

APN / Parcel Number

Primary APN	`1127355008`
Alternative APNs	`120806` `95156`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	152 ft deep x 50 ft wide

Location & Zoning

Account Number	120806
Street Address	306 E 8TH ST
City	ROCK FALLS
State	IL
Zip	61071-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB LOT Q CHAMBERLAIN SBLT 5 184600X
Legal Subdivision	CHAMBERLIN BROTHERS SUBDIVISION
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2024
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 E 8TH ST, ROCK FALLS, IL 61071-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 16, 2018	Grant Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Mar 26, 2010 · Amount on Record
Deed Document Number	20184465
Last Transfer Date	Jan 31, 2025
Transfer Doc	0000000608
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Apr 6, 2026
Property Address	306 E 8TH ST, ROCK FALLS, IL 61071-1719
Document Number	0000001607
Instrument Date	Mar 30, 2026
Instrument	20261607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ADVOCUS NATIONAL TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E 8TH ST, ROCK FALLS, IL 61071-1719

Mortgage

Document Number	0000001607,
Date	Apr 6, 2026
Instrument	20261607

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 11, 2025
Property Address	306 E 8TH ST, ROCK FALLS, IL 61071-1719
Document Number	0000000608
Instrument Date	Jan 31, 2025
Instrument	2025-00608
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E 8TH ST, ROCK FALLS, IL 61071-1719

Mortgage

Document Number	0000000609
Date	Feb 11, 2025
Instrument	2025-00609

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 16, 2018
Property Address	306 E 8TH ST, ROCK FALLS, IL 61071-1719
Document Number	0000004465
Instrument Date	Aug 15, 2018
Instrument	4465
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 7TH AVE ROCK FALLS IL 610711531, ROCK FALLS, IL 61071-1531

Mortgage

Document Number	4466
Date	Aug 16, 2018
Instrument	4466

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,583.00 (+11.43%)	$29,522 (+8.8%) Land $4,030 Building $25,492
2024	$2,318.00	$27,134 Land $3,704 Building $23,430	$88,566 (+8.8%) Land $12,090 Building $76,476
2023			$81,402 Land $11,112 Building $70,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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