306 E 5th St, Vinton, IA 52349 Property Records

Benton County property record for 306 E 5th St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 1910
Lot Size	0.188 acres (8,205 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Jul 2024)
Tax Bill	$3,190 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24045350`

Property Details

APN / Parcel Number

Primary APN	`24045350`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	724 sqft
Basement Area	864 sqft
Finished Basement	625 sqft
Unfinished Basement	239 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,205 sqft (0.188 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	84 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 E 5TH ST
City	VINTON
State	IA
Zip	52349-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILFORDS ADD TO VINTON E 60' LOT 3 BLK 1 ALSO COM AT SE COR LOT 3 S 8 1/4' W 60' N 8 1/4' E 60' ALSO COM SW COR LOT 4 BLK 1 E
Legal Subdivision	TILFORDS 2ND
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2092
Census Tract	960300

Owner

306 E 5th St is owned and occupied by two individuals who bought it in July 2024.

Source: Benton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 E 5TH ST, VINTON, IA 52349-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS SAVINGS BANK AND TRUST
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on File
Deed Sale	Jul 5, 2024 · Amount on File
Prior Sale	Jan 9, 2009
Deed Document Number	20242258
Prior Transfer Date	Oct 3, 2008
Prior Transfer Doc	00009/0107
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Recording Date	May 27, 2026
Property Address	306 E 5TH ST, VINTON, IA 52349-1809
Document Number	0000001900
Instrument Date	May 21, 2026
Instrument	20261900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E 5TH ST, VINTON, IA 52349-1809

Mortgage

Document Number	0000001900,
Date	May 27, 2026
Instrument	20261900

Lender

Name	FARMERS SAVINGS BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2036

Interest

Rate	6.23%
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jul 5, 2017
Property Address	306 E 5TH ST, VINTON, IA 52349-1809
Document Number	00017/1506
Book / Page	17 / 1506
Instrument Date	Jul 3, 2017
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 E 5TH ST, VINTON, IA 52349-1809

Mortgage

Document Number	00017/1507
Date	Jul 5, 2017
Book Page	17/1507

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 306 E 5th St was $3,190 with a homeowner's exemption, up 12.9% from the year before.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,190.00 (+12.88%)	$179,900 (-) Land $14,200 Building $165,700	$179,900 (-) Land $14,200 Building $165,700
2025	$2,826.00 Homeowner's exemption	$179,900 Land $14,200 Building $165,700	$179,900 Land $14,200 Building $165,700
2024	$2,826.00
2023		$161,000 (+22.81%) Land $13,600 Building $147,400	$161,000 Land $13,600 Building $147,400
2022	$2,630.00 Homeowner's exemption	$131,100 Land $10,900 Building $120,200
2021			$131,100 Land $10,900 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 E 5th St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	55 (1993–2016)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 E 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile, USA Communications.

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