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306 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 306 E 4th St, Spencer, IA 51301

Property Summary

Property TypeResidential Vacant Land
Lot Size0.254 acres (11,070 sqft)
Owner2 Individual Names on Record
Last Sale$3,000 (Sep 2025)
Tax Bill$254 (2025)
Deeds & MortgagesSep 2024 Foreclosure
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN963618201004

Property Details

APN / Parcel Number

Primary APN963618201004
Alternative APN
  • 64096361820100400

Exterior

Lot Area11,070 sqft (0.254 acres)
Lot Dimensions135 ft deep x 82 ft wide

Location & Zoning

Street Address306 E 4TH ST
CitySPENCER
StateIA
Zip51301-5135
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionW 32' OF N 1/2 OF 8 & E 50' OF N 1/2 9 EGLESTON
Legal Range36W
Legal Township96N
Legal Section18
Legal SubdivisionEGLESTON ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2023
Census Tract80200

Owner

Source: Clay County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address222 E 4TH ST, SPENCER, IA 51301-5129
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2024Public Action, Foreclosure
Sep 18, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleSep 4, 2024 · Amount on Record
Deed Document Number20252091
Deed Book / Page2025 / 2091
Record UpdatedSep 20, 2026

September 2024: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCLAY IA
Recording DateSep 4, 2024
Property Address306 E 4TH ST, SPENCER, IA 51301-5135
Document Number02024/1795
Book / Page2024 / 1795
Instrument DateSep 4, 2024
Instrument2024 1795
Transaction TypeForeclosure
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 506, LE MARS, IA 51031-0506

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateSep 18, 2017
Property Address306 E 4TH ST, SPENCER, IA 51301-5135
Document Number02017/2477
Book / Page2017 / 2477
Instrument DateSep 11, 2017
Instrument2017 2477
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address222 E 4TH ST, SPENCER, IA 51301-5129

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$254.00$22,730 (+42.87%) Land $22,730$22,730 (+42.87%) Land $22,730
2024$254.00 (-9.29%)
2023$15,910 (-) Land $15,910$15,910 (-) Land $15,910
2022$280.00$15,910 Land $15,910
2021$15,910 Land $15,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink.

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