306 E 2nd St, Frankfort, KY 40601 Property Records

Franklin County property record for 306 E 2nd St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1941
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Oct 2019)
Tax Bill	$305 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`062-31-22-019.00`

Property Details

APN / Parcel Number

Primary APN	`062-31-22-019.00`
Alternative APN	`71634`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	80 ft deep x 30 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	71634
Street Address	306 E 2ND ST
City	FRANKFORT
State	KY
Zip	40601-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1003
Census Tract	70500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 E 2ND ST, FRANKFORT, KY 40601-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Jan 19, 2007 · Amount on Record
Deed Document Number	2019495989
Deed Book / Page	589 / 244
Record Updated	Jun 8, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 18, 2019
Property Address	306 E 2ND ST, FRANKFORT, KY 40601-2906
Document Number	D589/244
Book / Page	D589 / 244
Instrument Date	Oct 17, 2019
Instrument	495989
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 698, SHELBYVILLE, KY 40066-0698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E 2ND ST, FRANKFORT, KY 40601-2906

Mortgage

Document Number	495990
Date	Oct 18, 2019
Instrument	495990

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$305.00 (-3.79%)	$67,000 (-) Land $8,000 Building $59,000	$67,000 (-) Land $8,000 Building $59,000
2023	$317.00 (-0.31%)	$67,000 (-)	$67,000 (-)
2022	$318.00	$67,000	$67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	294 (1978–2025)
Claims Outside the SFHA	23 of 294
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims Severe Storms & Flooding, Feb 1989 · 114 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20