306 Desert Chief Dr, Laredo, TX 78045 Property Records

Webb County property record for 306 Desert Chief Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 2003
Lot Size	0.104 acres (4,532 sqft)
Owner	Individual Name on Record
Last Sale	$163,631 (May 2022)
Tax Bill	$940 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-51014-020`

Property Details

APN / Parcel Number

Primary APN	`983-51014-020`
Alternative APN	`291158`

Interior

Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,532 sqft (0.104 acres)
Porch	Open Porch
Porch Area	78 sqft

Location & Zoning

Street Address	306 DESERT CHIEF DR
City	LAREDO
State	TX
Zip	78045-4178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	INDIAN SUNSET, BLOCK 14, LOT 2, PHASE 6
Legal Subdivision	INDIAN SUNSET
Legal Phase	6
Legal Block	14
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2026
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 DESERT CHIEF DR, LAREDO, TX 78045-4178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jul 27, 2012 · Amount on Record
Deed Document Number	20221469102
Deed Book / Page	5282 / 95
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 27, 2022
Property Address	306 DESERT CHIEF DR, LAREDO, TX 78045-4178
Document Number	0005282/95
Book / Page	5282 / 95
Map Reference	VOL 22 PG 79
Instrument Date	May 27, 2022
Instrument	1469102
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 DESERT CHIEF DR, LAREDO, TX 78045-4178

Mortgage

Document Number	0001469103
Date	May 27, 2022
Instrument	1469103

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	306 DESERT CHIEF DR, LAREDO, TX 78045-4178
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5124/245
Date	Oct 1, 2021
Book Page	5124/245
Instrument	1444155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,743 (+3.22%) Land $52,934 Building $138,809	$191,743 (+3.22%) Land $52,934 Building $138,809
2025	$940.00 (-18.05%) Homeowner's exemption	$185,763 (+11.74%) Land $52,934 Building $132,829	$185,763 (+11.74%) Land $52,934 Building $132,829
2024	$1,147.00 (+20.86%)
2023		$166,250 Land $35,214 Building $131,036	$166,250 Land $35,214 Building $131,036
2022	$949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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