306 Deep Ravine Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 306 Deep Ravine Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,718 sqft · built 2021
Lot Size	0.32 acres (13,922 sqft)
Owner	2 Individual Names on File
Last Sale	$1,039,329 (Aug 2022)
Tax Bill	$14,130 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T220700026`

Property Details

APN / Parcel Number

Primary APN	`T220700026`
Alternative APN	`6-0004-D032-00-185F.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,718 sqft Living Area
Gross Area	6,557 sqft
Basement Area	2,598 sqft
Finished Basement	1,759 sqft
Unfinished Basement	839 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	13,922 sqft (0.32 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T220700026
Street Address	306 DEEP RAVINE CT
City	SAINT CHARLES
State	MO
Zip	63301-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SANDFORT FARM #5 LOT 185F
Legal Subdivision	VLGS AT SANDFORT FARM #5
Legal Lot Number	185F
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	4
Census Block	4001
Census Tract	310802

Owner

306 Deep Ravine Ct is owned and occupied by two individuals who bought it in August 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 DEEP RAVINE CT, SAINT CHARLES, MO 63301-4556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Deed Document Number	202242394
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2022
Property Address	306 DEEP RAVINE CT, SAINT CHARLES, MO 63301-4556
Document Number	0000042394
Map Reference	DOC 2021R-002494
Instrument Date	Jul 25, 2022
Instrument	2022R-042394
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 DEEP RAVINE CT, SAINT CHARLES, MO 63301-4556

Mortgage

Document Number	0000042395
Date	Aug 1, 2022
Instrument	2022R-042395

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2037
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	9%
Index	Other
Margin	4
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 306 Deep Ravine Ct was $14,130.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,100 (-)	$1,195,264 (-) Land $120,000 Building $1,075,264
2025	$14,130.00	$227,100	$1,195,264 Land $120,000 Building $1,075,264
2023		$197,473
2022			$1,039,329 Land $80,000 Building $959,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Deep Ravine Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Deep Ravine Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20