306 Cypress Ct, Florence, AL 35630 Property Records

Lauderdale County property record for 306 Cypress Ct, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	4 ba · 8,050 sqft · built 2015
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on Record
Last Sale	$1,095,000 (Jul 2024)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Oct 2014 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-04-3-001-002-010`

Property Details

APN / Parcel Number

Primary APN	`24-02-04-3-001-002-010`
Alternative APNs	`097132` `109763` `55261` `97132`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,050 sqft Living Area
1st Floor Area	3,182 sqft
2nd Floor Area	4,868 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Lot Dimensions	282 ft deep x 126 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	109763
Street Address	306 CYPRESS CT
City	FLORENCE
State	AL
Zip	35630-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	288.67 X 230.71 IRR 2.26 AC/C CYPRESS CHASE LOTS 20 & 21 SEC 04 T3S R11W PB 6 PG 142
Legal Range	11W
Legal Township	03S
Legal Section	04
Legal Subdivision	CYPRESS CHASE
Legal Lot Number	20-21 21
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1000
Census Tract	10400

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	306 CYPRESS CT, FLORENCE, AL 35630-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2014	Deed of Trust, Mortgage BANK INDEPENDENT
Jul 2, 2024	Survivorship Deed, Transfer · Conventional Mortgage REGIONS BANK
Aug 28, 2020	Survivorship Deed, Transfer · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	0202425852
Deed Book / Page	2024 / 25852
Record Updated	Sep 20, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	306 CYPRESS CT, FLORENCE, AL 35630-1843
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014/40142
Date	Oct 21, 2014
Book Page	2014/40142

Lender

Name	BANK INDEPENDENT
Address	304 E DR HICKS BLVD FLORENCE AL 35630

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2044

July 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 2, 2024
Property Address	306 CYPRESS CT, FLORENCE, AL 35630-1843
Document Number	2024/25852
Book / Page	2024 / 25852
Map Reference	MB 6 PG 142
Instrument Date	Jun 24, 2024
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 COX CREEK PKWY S, FLORENCE, AL 35630-3264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CYPRESS CT, FLORENCE, AL 35630-1843

Mortgage

Document Number	0202425854
Date	Jul 2, 2024
Instrument	2024/25854

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Index	1-Month LIBOR
Margin	3

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 28, 2020
Property Address	306 CYPRESS CT, FLORENCE, AL 35630-1843
Document Number	2020/44824
Book / Page	2020 / 44824
Map Reference	MB 6 PG 142
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CYPRESS CT, FLORENCE, AL 35630-1843

Mortgage

Document Number	202044827
Date	Aug 28, 2020
Instrument	2020/44827

Lender

Name	LISTERHILL CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,011.00 (-22.06%) Homeowner's exemption	$124,000 (-21.88%)	$1,240,060 (-21.87%) Land $67,000 Building $1,173,060
2024	$7,712.00 (+11.62%) Homeowner's exemption	$158,720 (+2,796.35%) Land $5,480 Building $153,240	$1,587,260 (+11.54%) Land $54,800 Building $1,532,460
2023	$6,909.00 (+18.51%) Homeowner's exemption	$5,480 (-95.44%) Land $5,480	$1,423,020 (+18.3%) Land $54,800 Building $1,368,220
2022	$5,830.00 Homeowner's exemption	$120,300	$1,202,900 Land $54,800 Building $1,148,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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