306 Cumberland Rd, Columbia, MO 65203 Property Records

Boone County property record for 306 Cumberland Rd, Columbia, MO 65203

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,791 sqft · built 1983
Lot Size0.359 acres (15,657 sqft)
Owner2 Individual Names on Record
Tax Bill$5,470 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-907-00-02-009-00

Property Details

APN / Parcel Number

Primary APN16-907-00-02-009-00
Alternative APN
  • 16-907-00-02-009.00 01

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area4,791 sqft Living Area
1st Floor Area3,022 sqft
Basement Area1,769 sqft
Finished Basement1,769 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleContemporary
Exterior MaterialWood
Lot Area15,657 sqft (0.359 acres)
Lot Dimensions133 ft deep x 138 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool Area800 sqft
PorchSlab
Deck Area80 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address306 CUMBERLAND RD
CityCOLUMBIA
StateMO
Zip65203-3036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRAIL RIDGE BLK 1 WPT LOT 1 AND ALL LOT 2
Legal Range13W
Legal Township48N
Legal Section25
Legal SubdivisionTRAIL RIDGE
Legal Block1
Legal Lot Number2
JurisdictionBOONE MO
Township / Civil DivisionMISSOURI
Census Block Group1
Census Block1009
Census Tract1108

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address306 CUMBERLAND RD, COLUMBIA, MO 65203-3036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE MO
Property Address306 CUMBERLAND RD, COLUMBIA, MO 65203-3036
Document Number0000022009
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CUMBERLAND RD COLUMBIA MO 652033036, COLUMBIA, MO 65203-3036

Mortgage

Document Number0000022009
DateNov 12, 2019
Book Page005104/000082
Instrument22009
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 11, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBoone County
MunicipalityColumbia City
Unified School DistrictColumbia 93 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,543 (-) Land $7,695 Building $75,848
2025$5,470.00 (+12.07%)$83,543 (+14.51%) Land $7,695 Building $75,848$439,700 (+14.51%) Land $40,500 Building $399,200
2023$4,881.00 (+6.78%)$72,960 Land $7,695 Building $65,265$384,000 Land $40,500 Building $343,500
2022$4,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2021)
Most Recent ClaimJun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA UTILITIES
serves 126,254 people · EPA ID MO3010181
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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