306 Cross St, Sanford, NC 27330 Property Records

Lee County property record for 306 Cross St, Sanford, NC 27330

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,676 sqft · built 1925
Lot Size	0.269 acres (11,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Apr 2019)
Tax Bill	$2,269 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9643-50-1922-00`

Property Details

APN / Parcel Number

Primary APN	`9643-50-1922-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	3,352 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,735 sqft (0.269 acres)
Lot Dimensions	163 ft deep x 72 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	80 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	306 CROSS ST
City	SANFORD
State	NC
Zip	27330-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 6 BLK 6A PC 2/269
Legal Subdivision	ROSEMONT
Legal Block	6-A
Legal Lot Number	6
Jurisdiction	LEE NC
Township / Civil Division	6, WEST SANFORD
Census Block Group	3
Census Block	3007
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rosemount-McIver Park Historic District listed 1997 · 172 contributing resources · NRIS 97000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 CROSS ST, SANFORD, NC 27330-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Oct 27, 2005 · Amount on Record
Deed Document Number	20191815
Deed Book / Page	1525 / 878
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE NC
Property Address	306 CROSS ST, SANFORD, NC 27330-3818
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017340110
Date	Jun 14, 2023
Book Page	1734/110
Instrument	2023-03692

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE NC
Property Address	306 CROSS ST, SANFORD, NC 27330-3818
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CROSS ST, SANFORD, NC 27330-3818

Mortgage

Document Number	0016910924
Date	Jun 20, 2022
Book Page	1691/924
Instrument	2022-04728

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE NC
Recording Date	Apr 1, 2019
Property Address	306 CROSS ST, SANFORD, NC 27330-3818
Document Number	0015250878
Book / Page	001525 / 000878
Instrument Date	Mar 1, 2019
Instrument	1815
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	306 CROSS ST SANFORD NC 273303818, SANFORD, NC 27330-3818

Mortgage

Document Number	15250881
Date	Apr 1, 2019
Book Page	001525/000881
Instrument	1816

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lee County
Municipality	Sanford City
Unified School District	Lee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,269.00 (+1.84%)	$156,800 (-) Land $21,000 Building $135,800	$156,800 (-) Land $21,000 Building $135,800
2025	$2,228.00 (+1.36%)	$156,800 (-) Land $21,000 Building $135,800	$156,800 (-) Land $21,000 Building $135,800
2023	$2,198.00 (+42.08%)	$156,800 Land $21,000 Building $135,800	$156,800 Land $21,000 Building $135,800
2022	$1,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANFORD serves 48,350 people · EPA ID NC0353010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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