306 Coco Plum St, Duck Key (Marathon), FL 33050 Property Records

Monroe County property record for 306 Coco Plum St, Duck Key, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,239 sqft · built 1991
Lot Size	0.18 acres (7,875 sqft)
Owner	Individual Name on Record
Last Sale	$2,400,000 (Apr 2022)
Tax Bill	$17,710 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00384620-000000`

Property Details

APN / Parcel Number

Primary APN	`00384620-000000`
Alternative APNs	`16653400384620000000` `1468304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,239 sqft Living Area
1st Floor Area	2,239 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2021
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,875 sqft (0.18 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	308 sqft
Porch	Open Porch
Porch Area	1,067 sqft
Patio Area	150 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1468304
Old Parcel Number	16653400384620000000
Street Address	306 COCO PLUM ST
City	DUCK KEY
State	FL
Zip	33050-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 49 DUCK KEY YACHT CLUB ISLAND SEC-4 TOMS HARBOR PB5-82 OR502-1092 OR1021-89 OR2233-443/44 OR3165-0566
Legal Range	34E
Legal Township	65S
Legal Section	16
Legal Subdivision	YACHT CLUB ISLAND
Legal Block	1
Legal Lot Number	49
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2001
Census Tract	971002

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1232 N RIO VISTA BLVD, FORT LAUDERDALE, FL 33301-3016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FIDELITY BANK
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	2368898
Deed Book / Page	3165 / 566
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	306 COCO PLUM ST, DUCK KEY, FL 33050-3803
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031201951
Date	Aug 19, 2021
Book Page	3120/1951
Instrument	2336120

Lender

Name	FIRST FIDELITY BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2031

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 4, 2022
Property Address	306 COCO PLUM ST, DUCK KEY, FL 33050-3803
Document Number	0031650566
Book / Page	3165 / 566
Map Reference	MB 5 PG 82
Instrument Date	Mar 29, 2022
Instrument	2368898
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 COCO PLUM ST, DUCK KEY, FL 33050-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 N RIO VISTA BLVD, FORT LAUDERDALE, FL 33301-3016

Mortgage

Document Number	0003165568
Date	Apr 4, 2022
Instrument	3165/568

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,962,025 (+12.2%) Land $1,033,988 Building $928,037	$1,962,025 (+12.2%) Land $1,033,988 Building $928,037
2024	$17,710.00 (+6.11%)
2023	$16,691.00 (+164.64%)	$1,748,708 (+177%) Land $1,010,126 Building $738,582	$1,748,708 (+26.65%) Land $1,010,126 Building $738,582
2022	$6,307.00 Homeowner's exemption	$631,309	$1,380,723 Land $835,144 Building $545,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 484 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	530 units insured incl. 46 condo units
Nearby Flood Claims	316 (1995–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 198 claims Hurricane Wilma, Oct 2005 · 51 claims Hurricane Georges, Sep 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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