306 Chestnut St, Quincy, IL 62301 Property Records

Adams County property record for 306 Chestnut St, Quincy, IL 62301

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,790 sqft)
OwnerIndividual Name on File
Last Sale$42,500 (Jan 2018)
Tax Bill$716 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN235103100000

Property Details

APN / Parcel Number

Primary APN235103100000

Exterior

Lot Area5,790 sqft (0.13 acres)
Lot Dimensions193 ft deep x 30 ft wide

Location & Zoning

Street Address306 CHESTNUT ST
CityQUINCY
StateIL
Zip62301-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 39 KEYES SURVEY E 30FT LOT 4
Legal Range9W
Legal Township1S
Legal Section35
Legal SubdivisionWILLARD KEYES ADDITION
Legal Block39
Legal Lot Number4
JurisdictionADAMS IL
Township / Civil DivisionQUINCY
Census Block Group3
Census Block3004
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Quincy Northwest Historic District
listed 2000 · 1,617 contributing resources · NRIS 00000414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

306 Chestnut St is owned and occupied by an individual who bought it in January 2018.

Source: Adams County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address306 CHESTNUT ST, QUINCY, IL 62301-1820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK AND TRUST COMPANY
Jan 18, 2018Warranty Deed, Transfer · Conventional Mortgage
STATE STREET BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2018 · Amount on File
Deed SaleJan 18, 2018 · Amount on File
Deed Document Number2018414
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Recording DateJul 24, 2026
Property Address306 CHESTNUT ST, QUINCY, IL 62301-1820
Document Number0000004463
Instrument DateJul 17, 2026
Instrument20264463
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CHESTNUT ST, QUINCY, IL 62301-1820

Mortgage

Document Number0000004463,
DateJul 24, 2026
Instrument20264463
Lender
NameSTATE BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueJul 17, 2038
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJan 18, 2018
Property Address306 CHESTNUT ST, QUINCY, IL 62301-1820
Document Number2018R00414
Instrument DateJan 17, 2018
Instrument2018R-00414
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CHESTNUT ST, QUINCY, IL 62301-1820

Mortgage

Document Number2018R00415
DateJan 18, 2018
Instrument2018R-00415
Lender
NameSTATE STREET BANK & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionQuincy Township
MunicipalityQuincy City
Unified School DistrictQuincy School District 172 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,010 Land $2,110 Building $15,900$54,030 Land $6,330 Building $47,700
2024$716.00
2022$14,730 Land $1,730 Building $13,000$44,190 Land $5,190 Building $39,000
2021$581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Chestnut St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims13 (1981–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 5 claims
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUINCY
serves 42,000 people · EPA ID IL0010650
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Adams Telsystems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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