306 Charing Cross Loop, Bernalillo, NM 87004 Property Records

Sandoval County property record for 306 Charing Cross Loop, Bernalillo, NM 87004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$120,297 (Feb 2022)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`1-020-072-156-334`

Property Details

APN / Parcel Number

Primary APN	`1-020-072-156-334`
Alternative APNs	`R048231` `0048231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	R048231
Street Address	306 CHARING CROSS LOOP
City	BERNALILLO
State	NM
Zip	87004-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGAL: S: 5 T: 12N R: 4E SUBD: HILL ACRES 2 BLOCK: 4 LOT: 1 MH ON PROPERTY #
Legal Range	04E
Legal Township	12N
Legal Section	05
Legal Subdivision	HILL ACRES 2
Legal Block	4
Legal Lot Number	1
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	3
Census Block	3000
Census Tract	940500

Owner

Source: Sandoval County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 7, 2022	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 18, 2022	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 2, 2022	Intrafamily Transfer, Transfer UNKNOWN, NETCO
Oct 19, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	20224976
Deed Book / Page	425 / 4976
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0000006305
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020412
Date	Jun 8, 2021
Book Page	424/20412
Instrument	2021020412

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDOVAL NM
Recording Date	Nov 7, 2022
Property Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021
Document Number	0000029750
Book / Page	425 / 29750
Map Reference	MB 6 PG 82-85
Instrument Date	Nov 7, 2022
Instrument	2022029750
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2280 HIGH DESERT CIR NE, RIO RANCHO, NM 87144-8039

Mortgage

Document Number	0000029687
Date	Nov 7, 2022
Instrument	2022029687

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDOVAL NM
Recording Date	Feb 18, 2022
Property Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021
Document Number	0000004976
Book / Page	425 / 4976
Instrument Date	Jul 15, 2021
Instrument	2022004976
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, NETCO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021

Mortgage

Document Number	0000004977
Date	Feb 18, 2022
Instrument	2022004977

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDOVAL NM
Recording Date	Mar 2, 2022
Property Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021
Document Number	0000006305
Book / Page	425 / 6305
Instrument Date	Jul 15, 2021
Instrument	2022006305
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, NETCO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Oct 19, 2017
Property Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021
Document Number	2017024785
Book / Page	420 / 24785
Map Reference	DOC44010
Instrument Date	Oct 18, 2017
Instrument	2017024785
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CHARING CROSS LOOP, BERNALILLO, NM 87004-9021

Mortgage

Document Number	2017024786
Date	Oct 19, 2017
Instrument	2017024786

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000024787
Date	Oct 19, 2017
Book Page	420/24787
Instrument	2017024787

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Bernalillo Town
Unified School District	Bernalillo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,026 (+3%) Land $5,264 Building $37,762	$129,077 (+3%) Land $15,791 Building $113,286
2025	$1,246.00 (+2.38%) Additional exemption filed	$41,773 (+6.09%) Land $5,264 Building $36,509	$125,318 (+6.09%) Land $15,791 Building $109,527
2023	$1,217.00 Additional exemption filed	$39,375 Land $5,264 Building $34,111	$118,125 Land $15,791 Building $102,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (1994–2006)
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNALILLO WATER SYSTEM serves 11,810 people · EPA ID NM3508923
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2013
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50
Lobo Internet Services Fixed Wireless	100 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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