306 Central Ave, Pewee Valley, KY 40056 Property Records

Oldham County property record for 306 Central Ave, Pewee Valley, KY 40056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,496 sqft · built 1980
Lot Size	1.12 acres (49,175 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2019)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-PV.02-02.16-23`

Property Details

APN / Parcel Number

Primary APN	`25-PV.02-02.16-23`
Alternative APN	`62186`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	49,175 sqft (1.12 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	62186
Street Address	306 CENTRAL AVE
City	PEWEE VALLEY
State	KY
Zip	40056-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	ROSS WOODS
Legal Lot Number	23
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2013
Census Tract	30601

Owner

306 Central Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Oldham County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO
Jun 10, 2019	Intrafamily Transfer, Transfer
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	2019554073
Deed Book / Page	1221 / 299
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	D1218/0590
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	EXECUTIVE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2560/705
Date	Dec 6, 2021
Book Page	M2560/705
Instrument	668838

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 10, 2019
Property Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Document Number	D1221/0299
Book / Page	D1221 / 0299
Map Reference	MB 3 PG 139
Instrument Date	Jul 3, 2019
Instrument	554073
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 CENTRAL AVE, 306, PEWEE VALLEY, KY 40056-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002

Mortgage

Document Number	554074
Date	Jul 10, 2019
Instrument	554074

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Jun 10, 2019
Property Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Document Number	D1218/0590
Book / Page	D1218 / 0590
Map Reference	MB 3 PG 139
Instrument Date	May 31, 2019
Instrument	552806
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 13, 2017
Property Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Document Number	D1166/108
Book / Page	D1166 / 108
Map Reference	MB3 PG139
Instrument Date	Jul 11, 2017
Instrument	527220
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 E WOODLAKE CIR, 275, MOUNT WASHINGTON, KY 40047-6180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002

Mortgage

Document Number	527221
Date	Jul 13, 2017
Instrument	527221

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 306 Central Ave was $4,060.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	Pewee Valley City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00	$330,000 Land $80,000 Building $250,000	$330,000 Land $80,000 Building $250,000
2023	$4,093.00	$330,000 Land $80,000 Building $250,000	$330,000 Land $80,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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