306 Belladera Ct, Monterey, CA 93940 Property Records

Monterey County property record for 306 Belladera Ct, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,189 sqft · built 1960
Lot Size	1.48 acres (64,529 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Oct 2017)
Tax Bill	$20,999 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173-072-030-000`

Property Details

APN / Parcel Number

Primary APN	`173-072-030-000`
Alternative APN	`173-072-030`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	19 Rooms
Stories	1 Story
Building Area	3,189 sqft Living Area
1st Floor Area	3,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	64,529 sqft
Garage Area	963 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	173-072-030
Street Address	306 BELLADERA CT
City	MONTEREY
State	CA
Zip	93940-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO MONTEREY SUBDIVISION VOL 20 C&T PAGE 7 TRACT NO 1307 LOT 30
Legal Subdivision	RANCHO MONTEREY SUBDIVISION
Legal Tract	1307
Legal Lot Number	30
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1003
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	306 BELLADERA CT, MONTEREY, CA 93940-7602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Oct 27, 2017	Grant Deed, Transfer · ARM CITY NATIONAL BANK
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELISABETH T ROLLOVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Oct 17, 2000 · Amount on Record
Deed Document Number	201760338
Prior Transfer Date	Nov 4, 2002
Prior Transfer Doc	0000108166
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	306 BELLADERA CT, MONTEREY, CA 93940-7602
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BELLADERA CT, MONTEREY, CA 93940-7602

Mortgage

Document Number	0000046226
Date	Dec 12, 2025
Instrument	2025046226

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	306 BELLADERA CT, MONTEREY, CA 93940-7602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032862
Date	Jul 8, 2020
Instrument	2020032862

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 27, 2017
Property Address	306 BELLADERA CT, MONTEREY, CA 93940-7602
Document Number	0000060338
Map Reference	VOL20 PG7
Instrument Date	Oct 11, 2017
Instrument	2017060338
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2655 ELLENTOWN RD, LA JOLLA, CA 92037-1147

Mortgage

Document Number	0000060339
Date	Oct 27, 2017
Instrument	2017060339

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	306 BELLADERA CT, MONTEREY, CA 93940-7602
Document Number	0000024921
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	306 BELLADERA CT MONTEREY CA 939407602, MONTEREY, CA 93940-7602

Mortgage

Document Number	0000024921
Date	May 10, 2017
Instrument	24921

Lender

Name	ELISABETH T ROLLOVER
Address	25750 PASEO DE LOS ROBLES, SALINAS, CA 93908-8601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,897,553 (+2%) Land $696,349 Building $1,201,204
2025	$20,999.00 (+8.08%) Homeowner's exemption	$1,860,347 (+4.04%) Land $682,696 Building $1,177,651
2023	$19,429.00 (-0.73%) Homeowner's exemption	$1,788,109 Land $656,187 Building $1,131,922
2022	$19,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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