306 Arden Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 306 Arden Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1958
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 2021)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-03-08-0002-003-023`

Property Details

APN / Parcel Number

Primary APN	`10-03-08-0002-003-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	17,119 sqft (0.393 acres)
Lot Dimensions	182 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	306 ARDEN DR
City	JEFFERSON CITY
State	MO
Zip	65109-0210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTLER LOT 9
Legal Range	12W
Legal Township	44N
Legal Section	08
Legal Subdivision	DISTLER
Legal Lot Number	9
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1003
Census Tract	10801

Owner

306 Arden Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage RIVER REGION CREDIT UNION
Mar 6, 2018	Deed of Trust, Mortgage RIVER REGION CREDIT UNION
Feb 6, 2017	Deed of Trust, Mortgage RIVER REGION CREDIT UNION
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit RIVER REGION CREDIT UNION
Sep 20, 2021	Warranty Deed, Transfer · ARM RIVER REGION CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202120221408
Deed Book / Page	731 / 19
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	0000731/19
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685/0000000060
Date	Feb 21, 2018
Book Page	0000000685/0000000060

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685/0000000499
Date	Mar 6, 2018
Book Page	0000000685/0000000499
Instrument	201801826

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2043

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000673/0000000616
Date	Feb 6, 2017
Book Page	0000000673/0000000616
Instrument	201701044

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	107 Months
Due	Jan 1, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000723/214
Date	Mar 16, 2021
Book Page	723/214
Instrument	20213116

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000748/443
Date	Mar 22, 2023
Book Page	748/443
Instrument	202302072

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Sep 20, 2021
Property Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Document Number	0000731/19
Book / Page	731 / 19
Instrument Date	Sep 9, 2021
Instrument	20221408
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 ARDEN DR, JEFFERSON CITY, MO 65109-0210

Mortgage

Document Number	0000731/20
Date	Sep 20, 2021
Book Page	731/20
Instrument	20221409

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2026
Index	5-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 306 Arden Dr was $1,180, up 11.1% from the year before.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,650 (-) Land $3,040 Building $17,610
2025	$1,180.00 (+11.11%)	$20,650 Land $3,040 Building $17,610	$108,700 Land $16,000 Building $92,700
2024	$1,062.00
2023		$18,620 Building $18,620	$98,000 Land $16,000 Building $82,000
2022	$1,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Arden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 1 serves 16,548 people · EPA ID MO3024159
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Brightspeed, Optimum.

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