306 Adobe Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 306 Adobe Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 2019
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2024)
Tax Bill	$1,821 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1115N-71`

Property Details

APN / Parcel Number

Primary APN	`1115N-71`
Alternative APNs	`490011701` `485486000` `162684`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490011701
Street Address	306 ADOBE LN
City	JACKSONVILLE
State	NC
Zip	28546-0068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L146 S2 THE FARM AT HUNTERS CREEK
Legal Subdivision	THE FARM AT HUNTER'S CREEK SEC 2
Legal Lot Number	146
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1000
Census Tract	2400

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 ADOBE LN, JACKSONVILLE, NC 28546-0068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 20, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Jul 3, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Book / Page	6171 / 592
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 17, 2022
Property Address	306 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0057540851
Book / Page	5754 / 851
Map Reference	MB 74 PG 22
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2129 MOXIE LN, 2129, WINTERVILLE, NC 28590-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 ADOBE LANC, JACKSONVILLE, NC 28546-0068

Mortgage

Document Number	0005754855
Date	May 17, 2022
Instrument	5754-855

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Min Rate At Change	3%
Max Rate At Change	8.7%
Margin	3

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	306 ADOBE LN, JACKSONVILLE, NC 28546-0068
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052180095
Date	Jul 21, 2020
Book Page	5218/95

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2049

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 20, 2019
Property Address	306 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0049480881
Book / Page	4948 / 881
Map Reference	MB 74 PG 22
Instrument Date	May 8, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 ADOBE LN, JACKSONVILLE, NC 28546-0068

Mortgage

Document Number	0004948885
Date	May 20, 2019
Instrument	4948/885

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 3, 2018
Property Address	306 ADOBE LN, JACKSONVILLE, NC 28546-0068
Document Number	0048060333
Book / Page	004806 / 000333
Instrument Date	Jul 2, 2018
Transaction Type	Construction Loan
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$415.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2929 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035500, 400, FAYETTEVILLE, NC 28303-5500
Investor	Possibly a Property Investor

Mortgage

Document Number	48060337
Date	Jul 3, 2018
Book Page	004806/000337

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,821.00	$331,707 (+19.29%) Land $50,000 Building $281,707	$331,707 (+19.29%) Land $50,000 Building $281,707
2023	$1,821.00	$278,078 Land $42,500 Building $235,578	$278,078 Land $42,500 Building $235,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2003–2018)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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