306 5th St NW, Sebeka, MN 56477 Property Records

Wadena County property record for 306 5th St NW, Sebeka, MN 56477

Property Summary

Property Type	Single Family Home
Details	1,424 sqft · built 1980
Lot Size	2.91 acres (127,076 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2006)
Tax Bill	$5,486 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2022 Mortgage + 2 more
APN	`19-460-0170`

Property Details

APN / Parcel Number

Primary APN	`19-460-0170`

Interior

Stories	1 Story
Building Area	1,424 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	127,076 sqft (2.91 acres)
Garage Type	Attached
Garage Area	728 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Deck Area	164 sqft
Pole Barn	400 sqft
Sauna	Sauna

Location & Zoning

Street Address	306 5TH ST NW
City	SEBEKA
State	MN
Zip	56477-2471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NISKA'S ADDITION PART OF LOT 3 DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF LOT 2, BLK
Legal Subdivision	NISKA'S ADDITION
Legal Block	5
Legal Lot Number	3,2
Jurisdiction	WADENA MN
Township / Civil Division	SEBEKA
Census Block Group	5
Census Block	5017
Census Tract	480200

Owner

306 5th St NW is owned and occupied by two individuals who bought it in August 2006.

Source: Wadena County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 1ST ST NE, SEBEKA, MN 56477-5029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit MID CENTRAL NATIONAL BANK
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage MID CENTRAL NATL BANK
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID CENTRAL FSB
May 1, 2017	Deed of Trust, Mortgage MID-CENTRAL FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2006 · Amount on File
Deed Sale	Aug 29, 2006 · Amount on File
Deed Document Number	2006215883
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	306 5TH ST NW, SEBEKA, MN 56477-2471
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271660
Date	Feb 9, 2026
Instrument	271660

Lender

Name	MID CENTRAL NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 26, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	306 5TH ST NW, SEBEKA, MN 56477-2471
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261968
Date	Jun 21, 2022
Instrument	261968

Lender

Name	MID CENTRAL NATL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2032

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	306 5TH ST NW, SEBEKA, MN 56477-2471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	255017
Date	May 20, 2020
Instrument	255017

Lender

Name	MID CENTRAL FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	306 5TH ST NW, SEBEKA, MN 56477-2471
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A246730
Date	May 1, 2017
Instrument	A246730

Lender

Name	MID-CENTRAL FEDERAL SAVINGS BANK
Type	Bank
Address	WADENA, MN 56482

Agreement

Amount	Amount on Record
Term	119 Months
Due	Apr 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 306 5th St NW was $5,486 with a homeowner's exemption.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Sebeka City
Unified School District	Sebeka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,486.00 Homeowner's exemption	$295,700 (-8.4%) Land $25,900 Building $269,800	$295,700 (-8.4%) Land $25,900 Building $269,800
2025		$322,800 Land $25,900 Building $296,900	$322,800 Land $25,900 Building $296,900
2023	$4,662.00 Homeowner's exemption	$176,100 Land $13,700 Building $162,400	$176,100 Land $13,700 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 306 5th St NW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 5th St NW is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sebeka serves 742 people · EPA ID MN1800002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 5th St NW

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