306 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 306 3rd St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	10 bd · 3 ba · 3,379 sqft · built 1880
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2026)
Tax Bill	$5,979 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
APN	`381700 112.21-3-13`

Property Details

APN / Parcel Number

Primary APN	`381700 112.21-3-13`
Alternative APN	`1103730`

Interior

Bedrooms	10 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,379 sqft Total Area
1st Floor Area	1,113 sqft
2nd Floor Area	1,133 sqft
Upper Floors Area	1,133 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	1,472 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1103730
Street Address	306 3RD ST
City	TROY
State	NY
Zip	12180-4623
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MF
Legal Description	3 STY BR HSE & BR GAR 77-6-6A/104
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3006
Census Tract	40900

Owner

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36 AMANDA WAY, SCHENECTADY, NY 12309-3246
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Jul 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Book / Page	11248 / 41
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 17, 2026
Property Address	306 3RD ST, TROY, NY 12180-4623
Document Number	0112480041
Book / Page	11248 / 41
Instrument Date	Apr 13, 2026
Instrument	2026.670173
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 AMANDA WAY, SCHENECTADY, NY 12309-3246

Mortgage

Date	Apr 17, 2026

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 13, 2023
Property Address	306 3RD ST, TROY, NY 12180-4623
Document Number	0104320158
Book / Page	10432 / 158
Instrument Date	Jun 29, 2023
Instrument	2023-629728
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FRANKLIN DR, MAHOPAC, NY 10541-3951

Mortgage

Document Number	2023629729
Date	Jul 13, 2023
Instrument	2023-629729

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 24, 2021
Property Address	306 3RD ST, TROY, NY 12180-4623
Document Number	0098390137
Book / Page	9839 / 137
Instrument Date	Nov 9, 2021
Instrument	2021-600798
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 VIRGINIA ST, SPRINGFIELD, MA 01108-2623

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,979.00 (+6.73%)	$128,000 (-) Land $8,800 Building $119,200	$219,200 (+19.85%) Land $15,070 Building $204,130
2023		$128,000 (-) Land $8,800 Building $119,200	$182,900 (+8.6%) Land $12,574 Building $170,326
2022	$5,602.00	$128,000 Land $8,800 Building $119,200	$168,421 Land $11,579 Building $156,842

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Redburn Infrastructure.

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