306 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 306 3rd St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,649 sqft · built 1907
Lot Size	0.069 acres (3,012 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2026)
Tax Bill	$2,586 (2026)
Deeds & Mortgages	Feb 2026 Foreclosure Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0010-12940`

Property Details

APN / Parcel Number

Primary APN	`090-0010-12940`
Alternative APNs	`1115907` `1191164`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,649 sqft Gross Area
1st Floor Area	874 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Metal
Construction Type	Frame
Lot Area	3,012 sqft (0.069 acres)
Garage Area	560 sqft

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	12 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1191164
Street Address	306 3RD ST S
City	VIRGINIA
State	MN
Zip	55792-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:049 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	49
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3001
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 3RD ST S, VIRGINIA, MN 55792-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Commissioner's Deed, Foreclosure Foreclosure Auction
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Feb 19, 2026 · Amount on Record
Deed Document Number	20261528539
Prior Transfer Date	Jun 19, 2001
Prior Transfer Doc	0000820833
Record Updated	Sep 20, 2026

February 2026: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 19, 2026
Property Address	306 3RD ST S, VIRGINIA, MN 55792-2632
Document Number	0001528180
Instrument Date	Nov 19, 2025
Instrument	1528180
Transaction Type	Foreclosure
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Tax	$205.61
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ROBERT ST # N4TH, N4TH, SAINT PAUL, MN 55146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BEACH RD UNIT 453, 453, TIBURON, CA 94920-2802

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 24, 2026
Property Address	306 3RD ST S, VIRGINIA, MN 55792-2632
Document Number	0001528539
Instrument Date	Nov 12, 2025
Instrument	1528539
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 3RD ST S, VIRGINIA, MN 55792-2632

Mortgage

Document Number	0001528540
Date	Feb 24, 2026
Instrument	1528540

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,586.00 (-41.01%) Homeowner's exemption
2025	$4,384.00 (-3.44%)	$99,300 (+10.83%) Land $3,300 Building $96,000	$99,300 (+10.83%) Land $3,300 Building $96,000
2024	$4,540.00	$89,600 (+7.31%) Land $2,900 Building $86,700	$89,600 (+7.31%) Land $2,900 Building $86,700
2022		$83,500 Land $2,500 Building $81,000	$83,500 Land $2,500 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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