306 2nd St, Galt, IA 50101 Property Records

Wright County property record for 306 2nd St, Galt, IA 50101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1903
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Nov 2024)
Tax Bill	$826 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-410-004`

Property Details

APN / Parcel Number

Primary APN	`12-18-410-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	306 2ND ST
City	GALT
State	IA
Zip	50101-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 NW SE
Legal Range	23W
Legal Township	91N
Legal Section	18
Legal Subdivision	NORWICH
Legal Lot Number	4
Jurisdiction	WRIGHT IA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1125
Census Tract	680400

Owner

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 2ND ST, GALT, IA 50101-7703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Deed Document Number	20242004
Deed Book / Page	2024 / 2004
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	2015/0954
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	306 2ND ST, GALT, IA 50101-7703
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 8TH ST N, HUMBOLDT, IA 50548-1432

Mortgage

Document Number	02025/2070
Date	Dec 2, 2025
Book Page	2025/2070
Instrument	25-2070

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Galt City
Unified School District	Clarion-Goldfield-Dows Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,700 (-) Land $5,000 Building $55,700	$60,700 (-) Land $5,000 Building $55,700
2025	$826.00 (+45.94%) Homeowner's exemption	$60,700 (+23.63%) Land $5,000 Building $55,700	$60,700 (+23.63%) Land $5,000 Building $55,700
2024	$566.00 (-0.35%)
2023		$49,100 (+14.19%) Land $1,700 Building $47,400	$49,100 (+14.19%) Land $1,700 Building $47,400
2022	$568.00 Homeowner's exemption	$43,000 Land $1,700 Building $41,300
2021			$43,000 Land $1,700 Building $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, WMTel.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures