306 2nd St, Buffalo, IA 52728 Property Records

Scott County property record for 306 2nd St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1900
Lot Size0.194 acres (8,451 sqft)
OwnerIndividual Name on File
Last Sale$98,000 (Sep 2020)
Tax Bill$1,518 (2026)
Deeds & MortgagesSep 2019 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN72223610704

Property Details

APN / Parcel Number

Primary APN72223610704

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
1st Floor Area480 sqft
Basement Area560 sqft
Unfinished Basement560 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,451 sqft (0.194 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area14 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address306 2ND ST
CityBUFFALO
StateIA
Zip52728-7727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDODGE & CLARK'S ADD LOT: 007 BLOCK: 004 DODGE & CLARK'S ADD
Legal SubdivisionDODGE & CLARK'S ADD
Legal Block4
Legal Lot Number7
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group1
Census Block1027
Census Tract10402

Owner

306 2nd St is owned and occupied by an individual who bought it in September 2020.

Source: Scott County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address306 2ND ST, BUFFALO, IA 52728-7727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Sep 23, 2020Warranty Deed, Transfer · Conventional Mortgage
IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2020 · Amount on File
Deed SaleSep 23, 2020 · Amount on File
Prior SaleSep 30, 2019 · Amount on File
Deed Document Number202028834
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address306 2ND ST, BUFFALO, IA 52728-7727
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900025961
DateSep 30, 2019
Instrument201900025961
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateSep 23, 2020
Property Address306 2ND ST, BUFFALO, IA 52728-7727
Document Number202000028834
Instrument DateAug 21, 2020
Instrument202000028834
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2322 E KIMBERLY RD STE 120W, 120W, DAVENPORT, IA 52807-7202

Mortgage

Document Number202000028835
DateSep 23, 2020
Instrument202000028835
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 306 2nd St was $1,518 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,518.00$114,500 (-) Land $16,900 Building $97,600$114,500 (-) Land $16,900 Building $97,600
2025$1,518.00 (-3.31%) Homeowner's exemption$114,500 Land $16,900 Building $97,600$114,500 Land $16,900 Building $97,600
2024$1,570.00
2023$110,400 Land $16,900 Building $93,500$110,400 Land $16,900 Building $93,500
2022$1,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims30 (1990–2019)
Claims Outside the SFHA7 of 30
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims
  • Severe Storms & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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