306 1st St, Garwin, IA 50632 Property Records

Tama County property record for 306 1st St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,021 sqft · built 1900
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Apr 2010 Mortgage Jan 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.454.004`

Property Details

APN / Parcel Number

Primary APN	`09.11.454.004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
Basement Area	484 sqft
Unfinished Basement	484 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 1ST ST
City	GARWIN
State	IA
Zip	50632-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 PARK STREET
Legal Subdivision	PARK STREET
Legal Block	2
Legal Lot Number	5
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3027
Census Tract	290300

Owner

306 1st St is owned and occupied by an individual.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	306 1ST ST, GARWIN, IA 50632-9711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2010	Deed of Trust, Mortgage LENNOX EMPLOYEES CU
Jan 16, 2015	Deed of Trust, Mortgage LENNOX EMPLOYEES CU
Jun 16, 2008	Deed of Trust, Mortgage LENNOX EMPLOYEES CU
Jun 15, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	306 1ST ST, GARWIN, IA 50632-9711
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000867/895
Date	Apr 28, 2010
Book Page	0867/895
Instrument	2010-1085

Lender

Name	LENNOX EMPLOYEES CU
Address	MARSHALLTOWN, IA 50158

Agreement

Amount	Amount on Record
Term	72 Months
Due	Mar 31, 2016

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	306 1ST ST, GARWIN, IA 50632-9711
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000940/041
Date	Jan 16, 2015
Book Page	0940/041
Instrument	2015-0169

Lender

Name	LENNOX EMPLOYEES CU
Address	MARSHALLTOWN, IA 50158

Agreement

Amount	Amount on Record
Term	59 Months
Due	Dec 15, 2019

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	306 1ST ST, GARWIN, IA 50632-9711
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000830/175
Date	Jun 16, 2008
Book Page	0830/175
Instrument	2008-1891

Lender

Name	LENNOX EMPLOYEES CU
Address	MARSHALLTOWN, IA 50158

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 23, 2013

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 15, 2006
Property Address	306 1ST ST, GARWIN, IA 50632-9711
Document Number	000776/236
Book / Page	0776 / 236
Instrument Date	Jun 13, 2006
Instrument	2006-4267
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N 1ST ST, MARSHALLTOWN, IA 50158-5808

Tax Assessment & Valuation

The 2025 property tax bill for 306 1st St was $1,062.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$58,860 Land $5,740 Building $53,120	$58,860 Land $5,740 Building $53,120
2023		$64,650 Land $5,740 Building $58,910	$64,650 Land $5,740 Building $58,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 1st St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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