3059 Palm Hill Dr, Vista, CA 92084 Property Records

San Diego County property record for 3059 Palm Hill Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,384 sqft · built 1990
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Trust Names on File
Last Sale	$1,248,000 (Jan 2022)
Tax Bill	$15,544 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178-230-19-00`

Property Details

APN / Parcel Number

Primary APN	`178-230-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	54,014 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3059 PALM HILL DR
City	VISTA
State	CA
Zip	92084-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 4 TR 010773
Legal Subdivision	SAN DIEGO #3907
Legal Tract	010773
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2015
Census Tract	19208

Owner

3059 Palm Hill Dr is owner-occupied and held in a trust since January 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3059 PALM HILL DR, VISTA, CA 92084-6555
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Intrafamily Transfer, Transfer
Jan 7, 2022	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Dec 16, 2002 · Amount on File
Deed Document Number	202210713
Prior Transfer Date	Jul 10, 2003
Prior Transfer Doc	0000924905
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2023
Property Address	3059 PALM HILL DR, VISTA, CA 92084-6555
Document Number	0000259778
Map Reference	MAP 10773
Instrument Date	Sep 21, 2023
Instrument	2023-0259778
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3059 PALM HILL DR, VISTA, CA 92084-6555

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2022
Property Address	3059 PALM HILL DR, VISTA, CA 92084-6555
Document Number	0000010713
Map Reference	MAP 10773
Instrument Date	Jan 7, 2022
Instrument	2022-0010713
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3059 PALM HILL DR, VISTA, CA 92084-6555

Mortgage

Document Number	0000010714
Date	Jan 7, 2022
Instrument	2022-0010714

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	3059 PALM HILL DR, VISTA, CA 92084-6555
Document Number	0000703942
Map Reference	MAP 10773
Instrument Date	Sep 20, 2021
Instrument	2021-0703942
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2311 S 2ND AVE, ARCADIA, CA 91006-5204

Tax Assessment & Valuation

The 2025 property tax bill for 3059 Palm Hill Dr was $15,544 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,350,873 (+2%) Land $649,458 Building $701,415
2025	$15,544.00 Homeowner's exemption	$1,324,386 Land $636,724 Building $687,662
2023	$14,352.00 (-0.29%) Homeowner's exemption	$1,272,960 Land $612,000 Building $660,960
2022	$14,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3059 Palm Hill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3059 Palm Hill Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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