Polk County property record for 3059 Keuka Loop, Lakeland, FL 33810
| Property Type | Mobile Home |
|---|---|
| Details | 924 sqft · built 1991 |
| Lot Size | 0.273 acres (11,883 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Nov 2021) |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-04-022506-000900 |
| Primary APN | 23-28-04-022506-000900 |
|---|---|
| Alternative APNs |
|
| Building Area | 924 sqft Living Area |
|---|---|
| 1st Floor Area | 924 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Lot Area | 11,883 sqft (0.273 acres) |
| Lot Dimensions | 139 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 3059 KEUKA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-8605 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COUNTRY KNOLL PHASE TWO PB 94 PG 17 LOT 90 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 04 |
| Legal Subdivision | COUNTRY KNOLL PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 22506 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12001 |
3059 Keuka Loop, a mobile home, is owned and occupied by an individual who bought it in November 2021.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3059 KEUKA LOOP, LAKELAND, FL 33810-8605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Nov 12, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| May 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Apr 13, 2001 · Amount on File |
| Deed Document Number | 2021295206 |
| Deed Book / Page | 11979 / 528 |
| Prior Transfer Date | May 7, 2020 |
| Prior Transfer Doc | 0112410086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3059 KEUKA LOOP, LAKELAND, FL 33810-8605 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3059 KEUKA LOOP, LAKELAND, FL 33810-8605 |
| Document Number | 0000327004 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 12029/454 |
| Instrument | 2021327004 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 3059 KEUKA LOOP, LAKELAND, FL 33810-8605 |
| Document Number | 0000295206 |
| Book / Page | 11979 / 528 |
| Map Reference | MB 94 PG 17 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021295206 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3059 KEUKA LOOP, LAKELAND, FL 33810-8605 |
| Name | Verified Name |
|---|---|
| Address | 3214 KING RICHARD CT, SEFFNER, FL 33584-6136 |
| Document Number | 0012029454 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 12029/454 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 21, 2020 |
| Property Address | 3059 KEUKA LOOP, LAKELAND, FL 33810-8605 |
| Document Number | 0112410086 |
| Book / Page | 011241 / 000086 |
| Instrument Date | May 7, 2020 |
| Instrument | 102029 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 238 SLIM LN FALLING WATERS WV 254194225, FALLING WATERS, WV 25419-4225 |
The 2025 property tax bill for 3059 Keuka Loop was $1,019 with a homeowner's exemption, down 36.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,302 (+2.7%) | $136,827 (+11.37%) Land $29,000 Building $107,827 | |
| 2025 | $1,019.00 (-36.35%) Homeowner's exemption | $119,087 | $122,853 Land $29,000 Building $93,853 |
| 2024 | $1,601.00 (+12.19%) | ||
| 2023 | $1,427.00 (+4.39%) Homeowner's exemption | $112,360 (+3%) | $117,771 (+7.96%) Land $28,000 Building $89,771 |
| 2022 | $1,367.00 Homeowner's exemption | $109,087 Land $23,000 Building $86,087 | $109,087 Land $23,000 Building $86,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3059 Keuka Loop in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 56 (1988–2022) |
| Claims Outside the SFHA | 17 of 56 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3059 Keuka Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures