3059 Keuka Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3059 Keuka Loop, Lakeland, FL 33810

Property Summary

Property TypeMobile Home
Details924 sqft · built 1991
Lot Size0.273 acres (11,883 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Nov 2021)
Tax Bill$1,019 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-28-04-022506-000900

Property Details

APN / Parcel Number

Primary APN23-28-04-022506-000900
Alternative APNs
  • 042823022506000900
  • 42823000

Interior

Building Area924 sqft Living Area
1st Floor Area924 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2015
Architectural StyleMobile Home
Lot Area11,883 sqft (0.273 acres)
Lot Dimensions139 ft deep x 85 ft wide
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address3059 KEUKA LOOP
CityLAKELAND
StateFL
Zip33810-8605
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOUNTRY KNOLL PHASE TWO PB 94 PG 17 LOT 90
Legal Range23E
Legal Township28S
Legal Section04
Legal SubdivisionCOUNTRY KNOLL PHASE 02
Legal Phase2
Legal Tract22506
Legal Block2
Legal Lot Number90
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2011
Census Tract12001

Owner

3059 Keuka Loop, a mobile home, is owned and occupied by an individual who bought it in November 2021.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3059 KEUKA LOOP, LAKELAND, FL 33810-8605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Nov 12, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
May 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on File
Deed SaleNov 12, 2021 · Amount on File
Prior SaleApr 13, 2001 · Amount on File
Deed Document Number2021295206
Deed Book / Page11979 / 528
Prior Transfer DateMay 7, 2020
Prior Transfer Doc0112410086
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3059 KEUKA LOOP, LAKELAND, FL 33810-8605
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3059 KEUKA LOOP, LAKELAND, FL 33810-8605

Mortgage

Document Number0000327004
DateDec 16, 2021
Book Page12029/454
Instrument2021327004
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 12, 2021
Property Address3059 KEUKA LOOP, LAKELAND, FL 33810-8605
Document Number0000295206
Book / Page11979 / 528
Map ReferenceMB 94 PG 17
Instrument DateNov 5, 2021
Instrument2021295206
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyEASY TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3059 KEUKA LOOP, LAKELAND, FL 33810-8605

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 KING RICHARD CT, SEFFNER, FL 33584-6136

Mortgage

Document Number0012029454
DateNov 12, 2021
Instrument12029/454
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 21, 2020
Property Address3059 KEUKA LOOP, LAKELAND, FL 33810-8605
Document Number0112410086
Book / Page011241 / 000086
Instrument DateMay 7, 2020
Instrument102029
Transaction TypeTransfer
Record UpdatedJun 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address238 SLIM LN FALLING WATERS WV 254194225, FALLING WATERS, WV 25419-4225

Tax Assessment & Valuation

The 2025 property tax bill for 3059 Keuka Loop was $1,019 with a homeowner's exemption, down 36.4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,302 (+2.7%)$136,827 (+11.37%) Land $29,000 Building $107,827
2025$1,019.00 (-36.35%) Homeowner's exemption$119,087$122,853 Land $29,000 Building $93,853
2024$1,601.00 (+12.19%)
2023$1,427.00 (+4.39%) Homeowner's exemption$112,360 (+3%)$117,771 (+7.96%) Land $28,000 Building $89,771
2022$1,367.00 Homeowner's exemption$109,087 Land $23,000 Building $86,087$109,087 Land $23,000 Building $86,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3059 Keuka Loop in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims56 (1988–2022)
Claims Outside the SFHA17 of 56
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 24 claims
  • Hurricane Frances, Oct 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3059 Keuka Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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